I'm moving from the Netherlands to the US for a long stay. Therefore I sold most of my belongings in Europe and now have a decent amount of money in my dutch bank account. I would like to make use of this money in the US (buy a car, set an emergency backup, rent an apartment, etc.) Which is the most efficient way to transfer money from the Netherlands to the US? I think of three main options.
- Withdraw my money from the bank and exchange in the Netherlands.
- Bring Euros to the US and exchange them for US dollars.
- Open a bank account in the US and ask for a wired transfer.
- Use my Dutch credit card.
For options 1 and 2 I'm aware that I have to declare to the authorities if I'm traveling with more than $10.000. In any case, for security reasons, I wouldn't dare to travel with that amount of cash.