1

My landlord told me that someone working for the bank will come visit the flat and because I was busy I did not ask why. Then this bank employee came and took a picture of the flat ( and my furniture) and when I asked him about the reason he told me it is for the bank. I thought maybe this is common here in Germany. But I still don't understand why a bank employee visit the flat I am renting a take pictures of every room?

  • 2
    The owner may have applied for a loan with the property as security. In which case the bank will want to ensure that the property exists, is in mortgageable condition etc. – Traveller Nov 20 '18 at 7:51
  • Yes that may be the only explanation. But does that require taking picture of every room? – M20 Nov 20 '18 at 8:02
  • Possibly. Did you see the person’s ID? – Traveller Nov 20 '18 at 8:07
  • 1
    This question as it is now is opinion-based. We cannot know why a bank employee has made photos. – Ex Patriot Nov 20 '18 at 13:13
  • 1
    I'm a notary public in the US. US notaries are often asked to do financial work for banks that do not have a local office where the service is located. I have been asked to take pictures of businesses, and fill out forms, when the business was applying to a bank to be allowed to accept credit cards. – Gerard Ashton Nov 20 '18 at 21:19

Browse other questions tagged or ask your own question.