I am an expat living in The Netherlands and I have the 30% ruling. I have savings in my home country and I have already paid all applicable taxes on them. The amount in consideration is about EUR 40k.

What taxes will I have to pay if I were to transfer this amount to my savings account in the Netherlands, apart from bank transfer and currency conversion fees?

  • 1
    What is your home country?
    – gerrit
    Nov 29, 2018 at 10:56
  • I'm not financial adviser, but you might prove that this is your money and then you will have usual tax on savings if you have more than tax free capital expatax.nl/box-3 Nov 29, 2018 at 11:24
  • Would this question get more help from Money.SE?
    – B.Liu
    Nov 30, 2018 at 9:03
  • There's also the question of whether you'll need to report anything to the tax authority (Belastingdienst). IIANM, salaried workers typically don't file reports; and I myself as a 30%-ruling-expat wasn't requested to do so either.
    – einpoklum
    Dec 4, 2018 at 19:34

1 Answer 1


You will not need to pay any taxes to the Dutch tax office for this money so long as you continue to qualify for the 30% ruling and choose to file as a partial non-resident while having the 30% ruling.

In the Netherlands, savings and investments are taxed under "box 3". The tax you pay is a percentage of the amount saved and invested.

With the 30% ruling, you can choose to be treated as a partial non-resident for tax purposes. If you choose this option, you are treated as a non-resident for box 3 taxes: https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/internationaal/werken_wonen/tijdelijk_in_een_ander_land_werken/u_komt_in_nederland_werken/partiele_buitenlandse_belastingplicht/

For non-residents, the box 3 tax only applies to certain assets that are physically located in the Netherlands such as vacation houses. For non-residents, it does not apply to savings or investments in securities or mutual funds regardless of whether they are in the Netherlands or not. See here: https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/internationaal/fiscale_regelingen/buitenlandse-belastingplicht/welke_gegevens_vult+u_in_uw_aangifte_in/bezittingen_box3/

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