I'm a biochemistry Ph.D. student in the United States considering a postdoctoral fellowship at a private institute in Utrecht, the Netherlands. It would be the best next step in my career, but I'm unsure if it's financially realistic.
If I've calculated correctly, according to the salarischaal I'd come in around EUR 3303/mo. (at a 10-5, a new postdoc right out of my Ph.D.). Multiplying by 14 would put my annual income at 46242 euros, correct?
This doesn't account for tax. I believe I'd be eligible to receive the first 30% of my salary tax-free, leaving 70% of my salary subject to a 40.85% tax )of EUR 13,222):
That means I'd end up with about 33,020 Euros after tax, correct?
I'm married and have two kids. Complete care coverage is a necessity, my understanding is that this would not typically be provided to me as a post-doc but I would need to buy it on my own. Does this sound normal?
I'm a US citizen, but my wife is a Dutch citizen (with a US green card). Does her Dutch citizenship change how I would be taxed if she decided to get a job over there?