I am researching moving to Germany. When I move, I would not have a job and would live on my savings and look for a job locally.
Based on what I have read, it seems that when I arrive and have no income I would have no choice except to immediately get the extremely expensive private insurance. Also it seems that private is very hard or impossible to switch to the affordable public.
So if I get a 750€/month private insurance for five months and then find a 1100€/month job I would have to pay 68% of my salary as just health insurance. This seems completely insane especially as the rents seem to be around 300€/month for really nice apartments where I want to move to.
Is this really the case? Have I missed anything?