I've been living abroad for 7 years in China and am preparing to move back to the USA near the end of 2021. I haven't been maintaining my credit score in the USA, but have a 7 year clean rental history in China.
I've read that if I can prove a few years of paying rent on time that that would be a good way to apply for a mortgage without a credit score. What kind of proof of payment would work coming out of China? Would I need to get some sort of write up from our landlord or rental agency and have that translated to English? Would this be accepted by a bank?
Sorry if this is out of your guy's wheelhouse.