If I move to Italy and I work there for some years with a "contratto a progetto" (also called co.co.co or co.co.pro) I will have my retirement fund in "gestione separata", then if I find a permanent contract I will have some other retirement fund in "gestione ordinaria". Can I join the two retirement funds?

1 Answer 1


Yes, there are two ways to join them:

They are called "ricongiunzione" (sounds like reconjunction) and "totalizzazione" (totalization). From these the second one is free.

This page in Italian explains how the latter works.

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