I'm an expat living in Singapore from 8 yrs and now have a permanent job offer in a mid size firm at Calgary to do web development. They are willing to pay me upto CAD 60K/annum before taxes. When checked on various tax calculators, the pay came to around 42K (~ CAD 3550/month) after the deductions.
Is this a reasonable pay for a 8 yrs exp guy & lead a basic life style for a family of 3 (me, my wife, and 6 weeks baby)?
My basic life style
- eat at home
- a movie, dinner once a month
- occasional child care
- full family insurance, and
- occasional road trip to nearby attractions < 100KM)
In SGP, with my current income of 65k/annum, my income after taxes will be around 62.5k and my current cost of living is around 3.5k/month leaving me with disposable/savings of 2k.
Based on information from Numbeo, I estimated the cost of living in Calgary to be around 2.5k/month (left with 1k disposable)
- 1400 for 2 bed housing in outskirts
- 200 for groceries
- 300 for car + gas
- 100 for utilities
- 250 for health insurance
- 150 for phone and internet
- 100 Misc
- ??? did I miss anything here
How near am I to reality?
I'm 29 now and want to move to Canada to settle down permanently with the baby and wife. I tried to do this in SGP, but with residence tightness, and rising costs, I'm always sweating.
So, can any one with knowledge of the life in Canada (and specifically in Calgary) give me help with
- Cost of living (show reality)
- Social Life/Culture in Calgary (does neighbors return a 'Hi' ?)
- Does any of the taxes I pay now, comeback to me as pension ?
Note: I too feel the Question is broad or too specific. But, having a specific question with all things included is much better than assumption in my bigger opinion. Others too may benefit from the answers.
edit: I have updated the title & content based on appropriate feedback. Correction: pay is 60k not 65k