The patient fee varies depending on if you visit a primary health care provider or an emergency room, and can also vary between different parts of Sweden. The fees are very low though; usually vary between 100-300 SEK. You pay either with a credit/debit card, cash, or they send you a bill. There is also a cap at 1800 SEK for the maximum amount you pay for health care and prescription meds during a year. Private health care is generally not necessary. With private insurance, you will get care faster for non-emergencies such as knee replacements that are not prioritized by the national health care.