How can a UK citizen open a UK bank account without a UK address? Are there any UK banks which do this? I have recently been told that my UK bank account, used for pension payments, is to be closed because I live in Cyprus.

  • Opening a UK bank account requires proof of a UK address. No exemptions or workarounds. But a pension can be transferred to Cyprus without problems
    – Gayot Fow
    Jul 24, 2015 at 21:33
  • @GayotFow are you sure? When I moved over 6+ years ago HSBC in the US helped me open an account with HSBC UK before I got there.
    – StrongBad
    Jul 24, 2015 at 21:36
  • Different case. But you can read the JMLSG guidance and tell me if I'm right or not. The guidance lists out what a bank needs to see.
    – Gayot Fow
    Jul 24, 2015 at 21:50
  • 1
    Does it need to be a UK-based bank account? Or would a GBP-denominated one held elsewhere in Europe work?
    – Gagravarr
    Jul 25, 2015 at 6:19
  • Not really an answer and perhaps not ideal but the whole EU (including the UK, even though it does not use the euro) is now part of SEPA so having your pension transferred to an account in Cyprus might be slightly easier than before.
    – Gala
    Jul 25, 2015 at 7:04


Browse other questions tagged or ask your own question.