My daughter is a Canadian citizen/resident who also has a UK/EU passport. She's going to study in France for 4 months next January. Can she obtain a European Health Insurance Card and if so, how would she apply for it? I looked at the EHIC application form on the UK NHS website and it says she must be ordinarily a UK resident to use that form. Obviously that is not the case as she resides in Canada so I don't know which channels she should apply through.
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2It's worth point out that, while better than nothing, an EHIC wouldn't be very useful anyhow. It covers emergency treatment only, so most things you'd normally make a doctor's appointment for are excluded, and any additional costs (having to stay longer causing additional rent/repatriation costs etc) are also not covered.– CMasterCommented Nov 15, 2015 at 18:41
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@CMaster I believe there are special rules for students. Travel especially for medical purpose is still not allowed but routine care commensurate with the length of the stay and things related to chronic conditions are covered if I am not mistaken.– RelaxedCommented Nov 15, 2015 at 18:44
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1 Answer
To get a European Health Insurance Card, you need to be covered by a statutory health care/health insurance system in one of the participating countries. In the UK, it basically means being a resident. Citizenship is not relevant, non-citizens can have access to the NHS and get an EHIC if they reside in the UK. But British citizens are not automatically entitled to one if they don't.
Without EHIC and since she is a student, she might be eligible for statutory health insurance (sécurité sociale étudiante) instead. It's not very expensive (€215 for a full year) so it could be an easy solution.
It's also possible that there is a reciprocity agreement with your insurance in Canada (there is one with Québec for example) that would work a bit like the EHIC system. You might want to look into that.
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OK thanks - that does answer my question about the EHIC. It doesn't seem like she's eligible or that it would be worth it anyway. So she will look at the other options, and yes I think there's a reciprocal agreement for healthcare - she just needs to ask the right questions. Thanks!– user8545Commented Nov 17, 2015 at 3:43