I went to a bank for applying for secure credit card for my H4 spouse (she has a valid ITIN). Bank associate told me that she has to show some income in order to apply. I told them that legally she can't earn and can't make any money, but she is added to my checking account in which I receive my salary.
So, the bank associate said you can enter part of your salary as her income in the credit card application form and so bank associate entered half of my annual income in her application form.
I want to know is this legally right to do such a thing? As H4 holders are not allowed to work, earn and show any salary; so can this thing be considered against the rules and can it impact mine or her visa status?
Associate also said that you might have to show income proof if the bank credit card department asks for it. Have anyone done such a thing and is it right to do?