I've just been to the Skatteverket to apply for a personnummer. Apparently it can take 6 weeks. I need a bank account a lot more urgently than that. Where can I go?

I have a contract for a permanent Swedish job and my British (Non-nordic EU) passport.

1 Answer 1


Go to SEB

Today's walking adventure: Went to SEB (in Tegnérgatan), told I couldn't open an account. Handelsbanken, ditto. Same again at Nordea. Turned up at the Odenplan branch of SEB and opened an account without difficultly.

I opened a private account with a Maestro card without the ability to buy things online (card fee of 15kr per month).

They looked at my passport and work contract. I don't know whether the second was essential. I don't know how this would have played differently if I wasn't an EU citizen.

I never tried Swedbank, I'm still a bit confused by the initial rejection at SEB and things may have changed since August 2016, so please do give answers with your own experiences.

  • 1
    It's probably a combination of bank and branch
    – Rsf
    Commented Aug 8, 2016 at 9:58
  • I've been told that the banks the said no weren't exactly comping with Swedish law on deposits (ie they have to take everyone's money), and the "Prohibition of discrimination on grounds of nationality" rule of the EU. But not that this matters, I don't do legal arguments in bank branches. It may help to gently point this out though. Personally, I'm 2 years in and still happy with SEB. Some of these branches no longer exist, Tegnérgatan for sure (#karma).
    – Nathan
    Commented Sep 25, 2018 at 20:26

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