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I applied to extend my visa in one Schengen country but failed to meet the requirements (did not achieve enough study credits and didn't provide a reason).

I am thinking of transferring my credits to new university in another Schengen country, or may just apply to a new program.

Will this refusal affect my future visa application?

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If the reason why it has been refused is only due to not enough funds, this refusal won't produce future denials. However, your application is likely to be checked more carefully and you could experience some delays.

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