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Questions tagged [banking]

Questions related to creating and using accounts in foreign or domestic banks.

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U.S. expat in Korea trying to use Bank of America online banking

I need to access my BoA account, but they require calling their number for a security code (I have been able to get away with this because my phone was registered as a secure device prior to their ...
R.Val's user avatar
  • 1
0 votes
1 answer
43 views

What does the rental process look like in Valencia, Spain?

My partner and I are looking to move to Valencia in April/May. We are currently in the UK and for the sake of simplicity, I'll just say that we have the right to live and work in Spain. What does the ...
turnip's user avatar
  • 129
1 vote
2 answers
117 views

Can I open a bank accounts in Germany with a fiktionsbescheinigung?

Fiktionsbescheinigung is the temporary residence permit given to people in waiting to get their residence permit. I would Like to know if it is possible to open a bank account with a German bank using ...
Babu's user avatar
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3 votes
1 answer
475 views

Bank of America: solve the requirement for US phone number and address

I have a bank account in Bank of America, which I was maintaining while I was living there, but I have moved to Europe since about 8 years. The bank account still has some active balance, so I would ...
lefterav's user avatar
  • 131
2 votes
0 answers
35 views

Leaving country soon, can I leave my bank accounts open?

I am a Tunisian citizen currently residing in Turkey with a work permit. However, due to a restructuring in the startup I worked for, I've been laid off and my work permit will not be renewed. As it's ...
Mehdi Saffar's user avatar
1 vote
1 answer
168 views

What is the difference between TIN and SSN when filing a W-9 form?

I am a dual French-American citizen living in the US and I need to fill out a W-9 for my French bank account. I'm not sure what to write for the TIN. I looked it up online and found on the IRS website ...
YvesS's user avatar
  • 11
3 votes
1 answer
139 views

How does one get back the money from a blocked account?

For purposes of studying in Germany, one has to show a certain amount of money in a bank account known as "Sperrkonto", which periodically deposits some amount of money per month to our ...
Babu's user avatar
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1 vote
1 answer
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Would my bank account be tied to the address I anmeldet with?

I am planning out my life in Germany, and it will be needed that I travel between a few states in the beginning. Hence, this question arised, would my bank be tied to the anmeldung I gave for it? If ...
Babu's user avatar
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1 vote
0 answers
60 views

What is the least restrictive loan in Sweden?

My specific situation is I am a Swedish citizen and I currently reside in Sweden, I have very bad credit history, and I am a fulltime student with capital income as opposed to any kind of employment. (...
Julius Hamilton's user avatar
1 vote
1 answer
79 views

French bank requesting W-9 repeatedly

I have been living in France since 2019 so I'm used to the goofy US tax requirements. I recently changed banks (actually, from Crédit Mutuel in the north to Crédit Mutuel in the south). I originally ...
Lori S's user avatar
  • 13
3 votes
1 answer
237 views

Will a U.S. citizen be able to open a bank account in Sweden?

Years ago, my spouse and I moved to Switzerland. While living there, we found out that due to FATCA laws and my spouse being a U.S. citizen, opening a bank account would be difficult. It was ...
alec's user avatar
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1 vote
1 answer
206 views

What is the penalty for not closing an account in Netherlands?

I am an EU citizen. 11 months ago, I opened an account with ING bank in the Netherlands. I was working in the country and needed an account to receive my salary. However, I never received a debit card....
Ivan's user avatar
  • 11
2 votes
1 answer
363 views

I left money in my JP Bank account when I permanently departed Japan. What are my options for accessing it?

I previously resided in Japan, but I left the country two years ago and no longer have residence status. What are my options for accessing the money I left in my Japan Post Bank account there? More ...
Chalcosoma's user avatar
1 vote
0 answers
163 views

Retiring to Europe- need US phone number for Bank transactions. Bank only accepts 2 FA through SMS from a US number. Can not find a provider-NO VoIP

My question is about Banks, 2 factor authentication, US phone number, SMS
Cristi's user avatar
  • 11
2 votes
1 answer
63 views

Problem accessing Bank of China account from the UK

My wife has a Bank of China account that she opened in China. The phone number on the account is no longer active, the contract was cancelled long ago. She currently lives in the UK. She wants to ...
user's user avatar
  • 301
2 votes
0 answers
113 views

How are Russians who oppose/distrust their government supposed to live abroad? [closed]

In the last six weeks since Russia's unprovoked and illegal attack against Ukraine, a lot of young Russians have left the country in protest against their government. However, paradoxically, Western ...
Orsinus's user avatar
  • 129
1 vote
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376 views

ING bank Netherlands closed account with negative balance

I'm a foreigner and on 12.1 I closed my ING orange account by MijnIng with last balance 0,60 eur. All went smoothly. About a week later I got a letter "Afschrift Betaalrekening" and there ...
stv's user avatar
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1 vote
0 answers
65 views

How to send money overseas to family without falling prey to scams? [closed]

For the first time in my life I am looking into sending money overseas. I know that I could "easily" do it through my bank, but I have heard from many sides that the "easy" comes ...
Federico's user avatar
  • 111
1 vote
0 answers
51 views

Is it possible to open a bank account in Belgium with a Carte E or E+?

Is it possible to open a bank account in Belgium with only a "Carte E", which is given to non Belgian EU citizens?
abdul's user avatar
  • 342
4 votes
0 answers
756 views

ABN AMRO hiked its fees on accounts when you live outside NL - what to do?

Starting July 2021, ABN AMRO has introduced a steep fee on accounts of people living outside NL: Between 2 and 15 EUR / month just for having the account, depending on the country you live in. This ...
einpoklum's user avatar
  • 2,798
3 votes
2 answers
5k views

Can you keep a Bank of America account with no US phone number?

I recently moved to India from the US and have an active Bank of America account in the US. I was able to update my new Indian address as my mailing address in my contact information but I am not able ...
Meenal Maheshwari's user avatar
6 votes
1 answer
348 views

I live in Taiwan. A major US bank wants me to close my checking account, what should I do?

My wife and I are both US citizens. We opened a joint checking account with Wells Fargo bank in US in 1991. We moved back to our home town (Taipei, Taiwan) after I retired in 2009. During the past 12 ...
Nobody's user avatar
  • 241
2 votes
1 answer
308 views

Declaring Foreign Joint Bank accounts Netherlands

I live and work in the Netherlands. My 30% ruling is about to end during this year (2021) so for the current year's income tax return I will be asked to declare all my foreign bank accounts. I am ...
PsySp's user avatar
  • 139
2 votes
1 answer
164 views

Ex-Swedish resident without Swedish bank account; can I get a statutory pension overview without a Bank ID, or get a Bank ID living abroad?

I am a Dutch citizen and I have previously worked in Sweden and contributed to statutory and occupational pension schemes (see the findyourpension website for details on how pensions work in Sweden). ...
gerrit's user avatar
  • 3,646
1 vote
2 answers
6k views

How to find out the name of the person that an IBAN number belongs to?

If you have someone's IBAN number in another European country than the one you're in (therefore, no local branch of their bank of where you are), is there a way to find out the full name of the person ...
user610620's user avatar
4 votes
3 answers
685 views

Consequences of informing bank about leaving country

I left USA in 2019, but did not inform Bank of America about this. I am currently in Canada, continue to operate my BoA account for payments, and have substantial balance in the bank account in US. I ...
abroad_dream's user avatar
3 votes
2 answers
101 views

Why might my Charles Schwab ATM card not get fees when involved in a currency exchange?‎

I am living abroad and one tip I got was to get a Charles Schwab checking account as they reimburse international ATM fees.‎ I checked my account and didn't see reimbursements,‎ and so I contacted ...
ak0000's user avatar
  • 133
1 vote
0 answers
33 views

Where could I open a savings account within the SEPA area easiest remotely with an EU passport?

I have a few euros incoming I would rather park in Europe for the time being as wiring to Canada would be a hassle and a serious waste of money, too. I am a Canadian-Hungarian dual citizen, with a ...
chx's user avatar
  • 822
5 votes
3 answers
167 views

Which banks in Spain are more willing to work with foreigners and expats?

I am buying a property in Spain, I got my N.I.C number from the consulate and already started visiting the properties. I was expecting to be able to open a 'foreigner' bank account with ease. Just ...
Matas Vaitkevicius's user avatar
1 vote
0 answers
77 views

Consequences of FATCA for US expats

Can any US citizens/tax-persons, resident outside the US, confirm that they (or Americans they know) can't open a residence-country bank account due to FATCA (or have had their existing acc. closed by ...
user avatar
2 votes
2 answers
15k views

Navigating Capital One's two factor SMS authentication from outside the United States

I have been facing the following problem/issue for some time, but don't yet have a solution. Of the face of it, it's a relatively trivial issue. And maybe I'm making it more complicated or difficult ...
LostInTranslation's user avatar
1 vote
0 answers
38 views

Amount credit vs Amount debit?

I'm an expat that recently moved to Germany. Immediately after relocating, I opened a Deutsche Bank account and received a Master Card and Maestro Card + access to my e-banking portal. However, I ...
escplat12's user avatar
  • 113
1 vote
1 answer
84 views

German/American Citizen tax liability after moving to Germany

I am currently living in the US, and planning on moving to Germany soon for personal reasons. I am currently happily working remotely as a contractor for an American company. What does this mean for ...
user19527's user avatar
1 vote
1 answer
113 views

Difficult to open bank accounts in EU countries?

In USA, I cannot open a checking or savings account because I choose not to unlock my credit records.  (Credit check required to deposit, not borrow?!?) In Spain, only an ID and address needed to ...
WGroleau's user avatar
  • 1,117
1 vote
1 answer
69 views

Interests on "caution deposit" for rental in Germany

Does the tenant of a flat have any rights on the interests matured on the "caution deposit" or do they belong to the landlord? If yes, according to what percentage should the interests be calculated?
user avatar
2 votes
1 answer
108 views

What is the best Thailand bank to transfer money into and from Vietnam?

I live in Thailand and have two bank accounts: One at Krungsri and one at Kasikorn. I might need to stay in Vietnam about 6 months or more in the near future and if so, I would need to use a Thailand ...
user avatar
2 votes
0 answers
61 views

Buying a property in France when living in the UK

I am French, but have been living in the UK for the past 20+ years, where I pay all my taxes. Recently, I have inherited a small amount of money in France from my late grandparents, which I would like ...
am304's user avatar
  • 121
0 votes
0 answers
221 views

German Bank Account: Deutsche vs CommerzBank

I'll be arriving shortly in Germany for Work and my company has asked me to tell them my preferred bank to arrange an appointment. I'm looking at various options and Commerz Bank seems to quite good ...
Dashing Boy's user avatar
3 votes
1 answer
952 views

What are the necessary procedures (unregistering, etc) to follow when leaving Germany as an expat?

I am not an EU national, but I hold the passport of a country which is in the Schengen area. I have been living in Germany since 2012 and hold a residence permit (permanent starting June 2019) and ...
Kristof Pal's user avatar
4 votes
1 answer
63 views

Sequence of SSN, rental, bank account, etc, in USA to satisfy dependencies

I will soon be moving to the US on an H-1B visa. On arrival, among other things, I will need to apply for a SSN, open a bank account, and rent somewhere to live. What is the sequence in which these ...
Flyto's user avatar
  • 191
2 votes
1 answer
128 views

How can a US company regularly pay an overseas contractor?

I'm doing independent contract work for a small US company, remotely. I am not a US citizen nor resident, and do not have a US bank account. The company occasionally pays me sums of a few thousand ...
einpoklum's user avatar
  • 2,798
1 vote
0 answers
113 views

A bank employee visited my flat in Germany [closed]

My landlord told me that someone working for the bank will come visit the flat and because I was busy I did not ask why. Then this bank employee came and took a picture of the flat ( and my furniture) ...
M20's user avatar
  • 289
4 votes
2 answers
755 views

How to deposit US social security in Japanese bank

How do I deposit US social security and pension directly to Japanese bank without an American bank?
FieldMouse's user avatar
4 votes
3 answers
277 views

I've left the EU. Should I keep my bank account and credit card?

I was expatriated in the Netherlands for a little under three years, and am now back in my home country (Palestine/Israel). I don't expect to live in the EU again in the near future. I still have an ...
einpoklum's user avatar
  • 2,798
6 votes
2 answers
226 views

Withdrawing money to buy a car in Japan

I'm an American living in Japan, and I'm looking to buy a car in Japan in the next couple months. I have a Chase bank account with a debit card and a Sapphire credit card. Unfortunately, I don't ...
Skeets's user avatar
  • 325
1 vote
0 answers
324 views

I am on B1/B2 visa and want to open a credit union account in the US. Can I apply for ITIN to do this? Is this a bad idea?

I am on a B1/B2 visa and want to open a Boeing Employee Credit Union (BECU) checking/savings account in Washington State. My purpose is so that I could have a checking/savings account with 0 USD ...
youinc's user avatar
  • 175
2 votes
2 answers
80 views

Best way to take money from USA to Italy

I am in USA on temporary immigration status and I got an opportunity to move to Italy. I have saved up some money and I would like to use this money in Italy. There is a chance that I might return to ...
Morpheus's user avatar
  • 173
2 votes
1 answer
57 views

How to avoid fees when making purchases in a different country?

I asked a similar question here about credit cards: How can I (a US citizen) set up my bank/money when I move to Portugal? From the answer there it seems like there are some cards that have no ...
Ryan's user avatar
  • 169
2 votes
1 answer
92 views

Do I need a local German bank account, if I have an account in another eurozone country?

SEPA is supposed to provide for a single Euro payments area, where direct deposits and direct debits are supposed to be unified across the eurozone. IBAN replaces local bank account numbers. A ...
gerrit's user avatar
  • 3,646
4 votes
1 answer
130 views

How can I (a US citizen) set up my bank/money when I move to Portugal?

I'm a US citizen and I've lived in the US all my life. Soon I will be moving to Portugal for 6-12 months. How can I set up my money situation so that I don't have to pay an international fee every ...
Ryan's user avatar
  • 169