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Questions tagged [banking]

Questions related to creating and using accounts in foreign or domestic banks.

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1answer
60 views

How can a US company regularly pay an overseas contractor?

I'm doing independent contract work for a small US company, remotely. I am not a US citizen nor resident, and do not have a US bank account. The company occasionally pays me sums of a few thousand ...
1
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0answers
76 views

A bank employee visited my flat in Germany [closed]

My landlord told me that someone working for the bank will come visit the flat and because I was busy I did not ask why. Then this bank employee came and took a picture of the flat ( and my furniture) ...
3
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2answers
101 views

How to deposit US social security in Japanese bank

How do I deposit US social security and pension directly to Japanese bank without an American bank?
3
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2answers
93 views

I've left the EU. Should I keep my bank account and credit card?

I was expatriated in the Netherlands for a little under three years, and am now back in my home country (Palestine/Israel). I don't expect to live in the EU again in the near future. I still have an ...
5
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2answers
70 views

Withdrawing money to buy a car in Japan

I'm an American living in Japan, and I'm looking to buy a car in Japan in the next couple months. I have a Chase bank account with a debit card and a Sapphire credit card. Unfortunately, I don't ...
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0answers
37 views

I am on B1/B2 visa and want to open a credit union account in the US. Can I apply for ITIN to do this? Is this a bad idea?

I am on a B1/B2 visa and want to open a Boeing Employee Credit Union (BECU) checking/savings account in Washington State. My purpose is so that I could have a checking/savings account with 0 USD ...
2
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2answers
56 views

Best way to take money from USA to Italy

I am in USA on temporary immigration status and I got an opportunity to move to Italy. I have saved up some money and I would like to use this money in Italy. There is a chance that I might return to ...
2
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1answer
53 views

How to avoid fees when making purchases in a different country?

I asked a similar question here about credit cards: How can I (a US citizen) set up my bank/money when I move to Portugal? From the answer there it seems like there are some cards that have no ...
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0answers
41 views

Do I need a local German bank account, if I have an account in another eurozone country?

SEPA is supposed to provide for a single Euro payments area, where direct deposits and direct debits are supposed to be unified across the eurozone. IBAN replaces local bank account numbers. A ...
4
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1answer
92 views

How can I (a US citizen) set up my bank/money when I move to Portugal?

I'm a US citizen and I've lived in the US all my life. Soon I will be moving to Portugal for 6-12 months. How can I set up my money situation so that I don't have to pay an international fee every ...
2
votes
2answers
92 views

Opening a German bank account remotely from Romania

I have been informed by my new employer that I need to supply them with a valid German bank account. I am starting with them in one month, and have no apartment (in the search for which I also need a ...
1
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1answer
80 views

Paying off a credit card balance with a foreign bank?

I am getting ready to start a job in Israel, and have been told that the company requires me to have an Israeli bank account that they will direct deposit my salary into. I have heard that credit ...
3
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0answers
39 views

Why do some US banks not allow US citizens living in Ireland to open/maintain accounts?

Charles Schwab is closing my account because I inquired about changing my address to my Irish residence. I am not sure if the other bank accounts I have in the US have similar policies, but am afraid ...
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0answers
21 views

How to cash USD vouchers without paying more banking fees than sending a postal package containing cash?

I worked for a company based in the United States as part of a non-commercial activity (I mean the income is not taxable to the IRS and thus I can’t get an ITIN or SSN in order to open a bank account)....
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2answers
48 views

Are there any banks in Canada that don't charge large fees for transactions in foreign currencies? [closed]

Looking at the offers from Canadian banks it seems that the choice is quite poor for people who travel a lot. Every bank seems to charge 2.5% on top of dubious exchange rates for every transaction in ...
1
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1answer
82 views

Are personal cheques still used in Canada?

When looking at bank account options in Canada I can see that many still offer free personal cheques. To me this is something out of the movies, since I've never written a cheque as a (young) European....
1
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1answer
70 views

Can I create another bank account in a different branch in China?

I already have a few Chinese bank accounts (ICBC, Construction Bank, and China Merchants Bank). But all of them were opened in Shanghai, and I want to create a new account in different cities. So can ...
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0answers
82 views

How are saving accounts taxed in The Netherlands?

When inheritance money that was already taxed in the country of origin is credited into my Netherlands savings account, do I have to pay taxes on just what is earned by interest, or would I also be ...
3
votes
2answers
110 views

Dormant Bank Account in Israel

In 2010 I studied in Tel Aviv. During this period I had a student bank account. Unfortunately, I forgot to close my account before leaving, and was not able to close it until now. The account has ...
1
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1answer
54 views

How do bank transfer costs increase when you transfer further within the EU?

I know international bank transfers, across different national currencies, can get pretty expensive; while transfers between my own accounts in the same are typically free (may not be true everywhere)....
1
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0answers
25 views

UK taxes for non UK citizen and non UK resident holding bank account in the UK

I'm a non UK citizen (I'm Algerian) and non UK resident (I work in Saudi Arabia). I Hold a bank account with HSBC in UK. Do I have to pay taxes?
1
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1answer
42 views

Branch banking in the UK [closed]

It has been many decades but is it still true that in the UK you can do your banking only at the branch where you open your current account and not any other branch of the same bank like in the US?
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0answers
1k views

Can you keep a Bank of America account with no US address?

I recently moved permanently from the US to Germany, and I am a Swedish citizen. I got a US Virtual post mail address but Bank of America refused it automatically. Can I simply change my address to ...
2
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0answers
68 views

Bank annouced they're closing my local account when I told them I needed to change address to a relatives' prior to moving abroad [closed]

I currently bank with an online bank out of Simple, or did until I told them I was moving to Europe, and wanted to change my address to reflect that. They promptly told me that my account would be ...
3
votes
1answer
117 views

Can former expats in the NL keep their Dutch bank account if they move abroad and how do they pay taxes on interest?

I am an EU citizen. I lived in the Netherlands for a few years but left months ago. In a few weeks I'll be moving to another country outside of the EU. I never closed my Dutch bank account. I like my ...
1
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1answer
39 views

Is the exchange rate on the date of my application for UK spouse visa what the ECO takes into account or which rate?

I have 80,000$ in my bank account but unfortunately they are oscillating around the £62500 limit for the spouse visa. Sometimes it's 62800, other times it plummets to 61500. So I'm asking, does the ...
1
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1answer
59 views

How far apart should my bank statement date be and my application for spouse visa UK?

I am preparing for my UK spouse visa application. Is there a minimum amount of time between me printing my official bank statement from the bank and submitting my application? I know I need to prove ...
2
votes
1answer
74 views

How much amount of money should I show to confirm graduate student visa for Canada?

I have got acceptance for a 2-year research program. Tuition fee is C$12692/year. Living expense is C$6000/year. Supervisor will give me C$5000 for the first year but that depends on my performance in ...
1
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1answer
1k views

What are the consequences if I don't close an unused bank account in Netherlands?

I have left Netherlands and I couldn't close the bank account there as I still had some payments to be received. Now my account shows negative balance. What are the consequences of not closing the ...
7
votes
1answer
130 views

Can I open a bank account in the Netherlands using my workplace address?

I will start working in Rotterdam next month, but I will temporarily stay at an Airbnb room (for the first 3 weeks) while I search for an apartment. However, I need to open a bank account but I will ...
1
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0answers
72 views

How to fill out a W9 form for a joint account in France? [duplicate]

Here's a quick summary of our situation, I tried to write down any info that could help answer my question: I am a french born citizen who also has american citizenship, my husband only has american ...
2
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4answers
2k views

Can an expat get a car loan in Malaysia?

I have been working in Malaysia for few months now and want to buy a car for personal use. I have a monthly salary of 5000RM. Is it possible for expatriates to get a car loan in Malaysia?
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0answers
65 views

As a US citizen living abroad, how do I obtain a US bank account? [closed]

As a US citizen living overseas, how do I open a US Bank Account?
2
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2answers
2k views

Deutsche Bank rejected Amazon's bill on my account, and now I must pay Amazon EUR 3.00 more for “Rücklastschriftentgelts”?

Not sure if this is the right SE to ask this question. If somebody finds it inappropriate please point it out/move it to the right SE. So I currently live in Germany and I have a bank account (...
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0answers
79 views

How to determine the fees when using a Dutch bank card overseas? [closed]

I want to use my Netherlands credit card overseas, to withdraw money in local currency in some non-European states (specifically: USA, Israel). What are, or how do I determine, the (typical) fees and ...
10
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1answer
195 views

Canadian bank claims that a joint account requires two W-9 forms

My spouse and I are both US citizens who have lived in Canada for many years. We are seeking to open a joint brokerage account at an institution we haven't banked with before, and a W-9 is required. ...
6
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1answer
117 views

Can credit score be transferred from UK to Australia?

I have quite a good credit rating in UK which allows me to get mortgages approved more easily, getting credit cards and such,... there is possibility of me ending up in Australia... I am sure I am ...
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0answers
54 views

European bank account [closed]

I am looking for a good bank account with mobile banking. I move a lot and have clients from e.g. Spain and Italy. I am an EU citizen and mostly move around the Eurozone. There is no point in opening ...
2
votes
3answers
123 views

Job needed for French bank account?

I am traveling in France for an extended period, just on holiday and probably staying to live after. Do I need a job to open a bank account here? I have UK and New Zealand passports and I have come ...
1
vote
1answer
203 views

Cash back credit cards in the Netherlands? [closed]

Is there any credit card issuer in the NL where I can have some cash back? Cash back credit/debit cards are such that award customers an occasional rebate equal to a percentage of their purchases. It'...
2
votes
1answer
82 views

Foreign Currency bank account

What is the best option to open a foreign currency bank account in the UK? I have cash savings of around 5k USD that I don't plan on using and would like to keep them somewhere safe without paying ...
1
vote
1answer
93 views

How do I get a bank account without a person number?

I've just been to the Skatteverket to apply for a personnummer. Apparently it can take 6 weeks. I need a bank account a lot more urgently than that. Where can I go? I have a contract for a permanent ...
1
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1answer
55 views

No-frills banking for international student in the US

Many banks in the USA and UK have a policy of charging for "features" like overdrafts and low balance fees, neither of which are desired. I was able to find one American bank that provided no-frills ...
4
votes
2answers
589 views

Can't use my Dutch bank account in Germany. Is SEPA a total lie?

I have a bank account with ABN AMRO in the Netherlands. Since it's Euro-denominated and the app doesn't suck, I thought I'd just keep using it now I've moved to Germany. But this doesn't work. Two ...
0
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1answer
64 views

Which companies offer good multi-currency bank accounts for the 99%?

I am currently living in the UK and have savings in GBP, but am just about to move to Europe (Germany). Which companies offer multi-currency (EUR/GBP, other) accounts for people who aren't ...
1
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1answer
47 views

Banks suggestions in the Netherlands

I'll be working in the Netherlands, I want to open a bank account there. Id like to ask you for banks suggestions please . Having an English version for the online bank website is a critical issue ...
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0answers
79 views

Money transferred from France to the U.S

My husband is French but now lives in the U.S. He just sold an apartment in Lyon, but wants to send the money to the U.S. Is there a limit to how much can be sent over. Is there a bank we could use to ...
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0answers
89 views

Opening a French bank account in France for a French/USA dual citizen living in the USA

I have some money coming in from the sale of my mother's apartment in France. The notaire tells me the transfer has to be direct bank to bank, which will be expensive as I live in the US. I was ...
5
votes
1answer
132 views

Postal address without fixed abode?

Disclaimer: I'm not sure if this question is appropriate for this site, Travel SE, both or neither. For a great many amenities which are useful to most people (e.g. bank accounts), you need to supply ...
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0answers
108 views

How do I find a London bank that offers accounts as a US person?

I'm a US citizen and I've moved to London. At some point I'm going to need a bank account here. If I use my usual information-seeking resources (mostly Google searches) I find that everyone and his ...