Questions tagged [banking]
Questions related to creating and using accounts in foreign or domestic banks.
113
questions
1
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0answers
58 views
How to send money overseas to family without falling prey to scams? [closed]
For the first time in my life I am looking into sending money overseas.
I know that I could "easily" do it through my bank, but I have heard from many sides that the "easy" comes ...
1
vote
0answers
47 views
Is it possible to open a bank account in Belgium with a Carte E or E+?
Is it possible to open a bank account in Belgium with only a "Carte E", which is given to non Belgian EU citizens?
4
votes
0answers
123 views
ABN AMRO hiked its fees on accounts when you live outside NL - what to do?
Starting July 2021, ABN AMRO has introduced a steep fee on accounts of people living outside NL: Between 2 and 15 EUR / month just for having the account, depending on the country you live in. This ...
1
vote
1answer
71 views
Can you keep a Bank of America account with no US phone number?
I recently moved to India from the US and have an active Bank of America account in the US. I was able to update my new Indian address as my mailing address in my contact information but I am not able ...
5
votes
1answer
239 views
I live in Taiwan. A major US bank wants me to close my checking account, what should I do?
My wife and I are both US citizens. We opened a joint checking account with Wells Fargo bank in US in 1991. We moved back to our home town (Taipei, Taiwan) after I retired in 2009.
During the past 12 ...
2
votes
1answer
66 views
Declaring Foreign Joint Bank accounts Netherlands
I live and work in the Netherlands. My 30% ruling is about to end during this year (2021) so for the current year's income tax return I will be asked to declare all my foreign bank accounts.
I am ...
2
votes
1answer
46 views
Ex-Swedish resident without Swedish bank account; can I get a statutory pension overview without a Bank ID, or get a Bank ID living abroad?
I am a Dutch citizen and I have previously worked in Sweden and contributed to statutory and occupational pension schemes (see the findyourpension website for details on how pensions work in Sweden). ...
1
vote
1answer
105 views
How to find out the name of the person that an IBAN number belongs to?
If you have someone's IBAN number in another European country than the one you're in (therefore, no local branch of their bank of where you are), is there a way to find out the full name of the person ...
4
votes
2answers
274 views
Consequences of informing bank about leaving country
I left USA in 2019, but did not inform Bank of America about this. I am currently in Canada, continue to operate my BoA account for payments, and have substantial balance in the bank account in US.
I ...
2
votes
1answer
67 views
Why might my Charles Schwab ATM card not get fees when involved in a currency exchange?
I am living abroad and one tip I got was to get a Charles Schwab checking account as they reimburse international ATM fees. I checked my account and didn't see reimbursements, and so I contacted ...
1
vote
0answers
32 views
Where could I open a savings account within the SEPA area easiest remotely with an EU passport?
I have a few euros incoming I would rather park in Europe for the time being as wiring to Canada would be a hassle and a serious waste of money, too. I am a Canadian-Hungarian dual citizen, with a ...
4
votes
3answers
141 views
Which banks in Spain are more willing to work with foreigners and expats?
I am buying a property in Spain, I got my N.I.C number from the consulate and already started visiting the properties.
I was expecting to be able to open a 'foreigner' bank account with ease. Just ...
1
vote
0answers
68 views
Consequences of FATCA for US expats
Can any US citizens/tax-persons, resident outside the US, confirm that they (or Americans they know) can't open a residence-country bank account due to FATCA (or have had their existing acc. closed by ...
1
vote
2answers
5k views
Navigating Capital One's two factor SMS authentication from outside the United States
I have been facing the following problem/issue for some time, but don't yet have a solution. Of the face of it, it's a relatively trivial issue. And maybe I'm making it more complicated or difficult ...
1
vote
0answers
35 views
Amount credit vs Amount debit?
I'm an expat that recently moved to Germany. Immediately after relocating, I opened a Deutsche Bank account and received a Master Card and Maestro Card + access to my e-banking portal.
However, I ...
1
vote
1answer
78 views
German/American Citizen tax liability after moving to Germany
I am currently living in the US, and planning on moving to Germany soon for personal reasons. I am currently happily working remotely as a contractor for an American company. What does this mean for ...
1
vote
1answer
100 views
Difficult to open bank accounts in EU countries?
In USA, I cannot open a checking or savings account because I choose not to unlock my credit records. (Credit check required to deposit, not borrow?!?)
In Spain, only an ID and address needed to ...
1
vote
1answer
54 views
Interests on "caution deposit" for rental in Germany
Does the tenant of a flat have any rights on the interests matured on the "caution deposit" or do they belong to the landlord? If yes, according to what percentage should the interests be calculated?
2
votes
1answer
89 views
What is the best Thailand bank to transfer money into and from Vietnam?
I live in Thailand and have two bank accounts: One at Krungsri and one at Kasikorn.
I might need to stay in Vietnam about 6 months or more in the near future and if so, I would need to use a Thailand ...
2
votes
0answers
61 views
Buying a property in France when living in the UK
I am French, but have been living in the UK for the past 20+ years, where I pay all my taxes. Recently, I have inherited a small amount of money in France from my late grandparents, which I would like ...
0
votes
0answers
146 views
German Bank Account: Deutsche vs CommerzBank
I'll be arriving shortly in Germany for Work and my company has asked me to tell them my preferred bank to arrange an appointment. I'm looking at various options and Commerz Bank seems to quite good ...
3
votes
1answer
573 views
What are the necessary procedures (unregistering, etc) to follow when leaving Germany as an expat?
I am not an EU national, but I hold the passport of a country which is in the Schengen area. I have been living in Germany since 2012 and hold a residence permit (permanent starting June 2019) and ...
4
votes
1answer
55 views
Sequence of SSN, rental, bank account, etc, in USA to satisfy dependencies
I will soon be moving to the US on an H-1B visa. On arrival, among other things, I will need to apply for a SSN, open a bank account, and rent somewhere to live.
What is the sequence in which these ...
2
votes
1answer
116 views
How can a US company regularly pay an overseas contractor?
I'm doing independent contract work for a small US company, remotely. I am not a US citizen nor resident, and do not have a US bank account.
The company occasionally pays me sums of a few thousand ...
1
vote
0answers
94 views
A bank employee visited my flat in Germany [closed]
My landlord told me that someone working for the bank will come visit the flat and because I was busy I did not ask why. Then this bank employee came and took a picture of the flat ( and my furniture) ...
3
votes
2answers
619 views
How to deposit US social security in Japanese bank
How do I deposit US social security and pension directly to Japanese bank without an American bank?
3
votes
2answers
131 views
I've left the EU. Should I keep my bank account and credit card?
I was expatriated in the Netherlands for a little under three years, and am now back in my home country (Palestine/Israel). I don't expect to live in the EU again in the near future.
I still have an ...
6
votes
2answers
139 views
Withdrawing money to buy a car in Japan
I'm an American living in Japan, and I'm looking to buy a car in Japan in the next couple months. I have a Chase bank account with a debit card and a Sapphire credit card.
Unfortunately, I don't ...
1
vote
0answers
280 views
I am on B1/B2 visa and want to open a credit union account in the US. Can I apply for ITIN to do this? Is this a bad idea?
I am on a B1/B2 visa and want to open a Boeing Employee Credit Union (BECU) checking/savings account in Washington State. My purpose is so that I could have a checking/savings account with 0 USD ...
2
votes
2answers
63 views
Best way to take money from USA to Italy
I am in USA on temporary immigration status and I got an opportunity to move to Italy. I have saved up some money and I would like to use this money in Italy. There is a chance that I might return to ...
2
votes
1answer
56 views
How to avoid fees when making purchases in a different country?
I asked a similar question here about credit cards:
How can I (a US citizen) set up my bank/money when I move to Portugal?
From the answer there it seems like there are some cards that have no ...
1
vote
0answers
52 views
Do I need a local German bank account, if I have an account in another eurozone country?
SEPA is supposed to provide for a single Euro payments area, where direct deposits and direct debits are supposed to be unified across the eurozone. IBAN replaces local bank account numbers.
A ...
4
votes
1answer
115 views
How can I (a US citizen) set up my bank/money when I move to Portugal?
I'm a US citizen and I've lived in the US all my life. Soon I will be moving to Portugal for 6-12 months. How can I set up my money situation so that I don't have to pay an international fee every ...
2
votes
2answers
281 views
Opening a German bank account remotely from Romania
I have been informed by my new employer that I need to supply them with a valid German bank account.
I am starting with them in one month, and have no apartment (in the search for which I also need a ...
1
vote
1answer
599 views
Paying off a credit card balance with a foreign bank?
I am getting ready to start a job in Israel, and have been told that the company requires me to have an Israeli bank account that they will direct deposit my salary into. I have heard that credit ...
3
votes
0answers
58 views
Why do some US banks not allow US citizens living in Ireland to open/maintain accounts?
Charles Schwab is closing my account because I inquired about changing my address to my Irish residence. I am not sure if the other bank accounts I have in the US have similar policies, but am afraid ...
-1
votes
2answers
55 views
Are there any banks in Canada that don't charge large fees for transactions in foreign currencies? [closed]
Looking at the offers from Canadian banks it seems that the choice is quite poor for people who travel a lot. Every bank seems to charge 2.5% on top of dubious exchange rates for every transaction in ...
1
vote
1answer
206 views
Are personal cheques still used in Canada?
When looking at bank account options in Canada I can see that many still offer free personal cheques. To me this is something out of the movies, since I've never written a cheque as a (young) European....
1
vote
1answer
90 views
Can I create another bank account in a different branch in China? [closed]
I already have a few Chinese bank accounts (ICBC, Construction Bank, and China Merchants Bank). But all of them were opened in Shanghai, and I want to create a new account in different cities.
So can ...
1
vote
0answers
244 views
How are saving accounts taxed in The Netherlands?
When inheritance money that was already taxed in the country of origin is credited into my Netherlands savings account, do I have to pay taxes on just what is earned by interest, or would I also be ...
3
votes
2answers
283 views
Dormant Bank Account in Israel
In 2010 I studied in Tel Aviv. During this period I had a student bank
account. Unfortunately, I forgot to close my account before leaving, and
was not able to close it until now. The account has ...
1
vote
1answer
57 views
How do bank transfer costs increase when you transfer further within the EU?
I know international bank transfers, across different national currencies, can get pretty expensive; while transfers between my own accounts in the same are typically free (may not be true everywhere)....
1
vote
0answers
31 views
UK taxes for non UK citizen and non UK resident holding bank account in the UK
I'm a non UK citizen (I'm Algerian) and non UK resident (I work in Saudi Arabia). I Hold a bank account with HSBC in UK. Do I have to pay taxes?
1
vote
1answer
50 views
Branch banking in the UK [closed]
It has been many decades but is it still true that in the UK you can do your banking only at the branch where you open your current account and not any other branch of the same bank like in the US?
4
votes
1answer
10k views
Can you keep a Bank of America account with no US address?
I recently moved permanently from the US to Germany, and I am a Swedish citizen.
I got a US Virtual post mail address but Bank of America refused it automatically.
Can I simply change my address to ...
2
votes
0answers
80 views
Bank annouced they're closing my local account when I told them I needed to change address to a relatives' prior to moving abroad [closed]
I currently bank with an online bank out of Simple, or did until I told them I was moving to Europe, and wanted to change my address to reflect that.
They promptly told me that my account would be ...
3
votes
1answer
810 views
Can former expats in the NL keep their Dutch bank account if they move abroad and how do they pay taxes on interest?
I am an EU citizen. I lived in the Netherlands for a few years but left months ago. In a few weeks I'll be moving to another country outside of the EU.
I never closed my Dutch bank account. I like my ...
1
vote
1answer
46 views
Is the exchange rate on the date of my application for UK spouse visa what the ECO takes into account or which rate?
I have 80,000$ in my bank account but unfortunately they are oscillating around the £62500 limit for the spouse visa. Sometimes it's 62800, other times it plummets to 61500. So I'm asking, does the ...
1
vote
1answer
76 views
How far apart should my bank statement date be and my application for spouse visa UK?
I am preparing for my UK spouse visa application. Is there a minimum amount of time between me printing my official bank statement from the bank and submitting my application? I know I need to prove ...
2
votes
1answer
119 views
How much amount of money should I show to confirm graduate student visa for Canada?
I have got acceptance for a 2-year research program. Tuition fee is C$12692/year. Living expense is C$6000/year. Supervisor will give me C$5000 for the first year but that depends on my performance in ...