Questions tagged [banking]

Questions related to creating and using accounts in foreign or domestic banks.

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2
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1answer
47 views

What is the best Thailand bank to transfer money into and from Vietnam?

I live in Thailand and have two bank accounts: One at Krungsri and one at Kasikorn. I might need to stay in Vietnam about 6 months or more in the near future and if so, I would need to use a Thailand ...
0
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0answers
23 views

Are there any Islamic banking system in Italy?

I was wondering if there is any Islamic banking system in Italy.
1
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1answer
83 views

Can I create another bank account in a different branch in China? [closed]

I already have a few Chinese bank accounts (ICBC, Construction Bank, and China Merchants Bank). But all of them were opened in Shanghai, and I want to create a new account in different cities. So can ...
0
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0answers
18 views

Can I open a bank account in South Korea without alien card?

I want to open a bank account in South Korea, in order to rent an apartment. In South Korea generally you must deposit huge amount of money, usually at least 5M to 10M KRW and I want to use the ...
2
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0answers
53 views

Buying a property in France when living in the UK

I am French, but have been living in the UK for the past 20+ years, where I pay all my taxes. Recently, I have inherited a small amount of money in France from my late grandparents, which I would like ...
0
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0answers
48 views

German Bank Account: Deutsche vs CommerzBank

I'll be arriving shortly in Germany for Work and my company has asked me to tell them my preferred bank to arrange an appointment. I'm looking at various options and Commerz Bank seems to quite good ...
4
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1answer
50 views

Sequence of SSN, rental, bank account, etc, in USA to satisfy dependencies

I will soon be moving to the US on an H-1B visa. On arrival, among other things, I will need to apply for a SSN, open a bank account, and rent somewhere to live. What is the sequence in which these ...
3
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1answer
113 views

What are the necessary procedures (unregistering, etc) to follow when leaving Germany as an expat?

I am not an EU national, but I hold the passport of a country which is in the Schengen area. I have been living in Germany since 2012 and hold a residence permit (permanent starting June 2019) and ...
3
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2answers
3k views

Deutsche Bank rejected Amazon's bill on my account, and now I must pay Amazon EUR 3.00 more for “Rücklastschriftentgelts”?

Not sure if this is the right SE to ask this question. If somebody finds it inappropriate please point it out/move it to the right SE. So I currently live in Germany and I have a bank account (...
2
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1answer
106 views

How can a US company regularly pay an overseas contractor?

I'm doing independent contract work for a small US company, remotely. I am not a US citizen nor resident, and do not have a US bank account. The company occasionally pays me sums of a few thousand ...
16
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2answers
11k views

How to open bank account in France if I don't have address of residence yet

I just moved into France from another EU country. I wanted to open a bank account, but traditional banks want a confirmation of address (either from the landlord or e.g. an electricity bill), and ...
2
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1answer
6k views

Where I can cash a paycheck in London without a bank account

Where can I cash a paycheck in London, if I don't have a bank account. Cheap and fast.
3
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2answers
146 views

How to deposit US social security in Japanese bank

How do I deposit US social security and pension directly to Japanese bank without an American bank?
3
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2answers
99 views

I've left the EU. Should I keep my bank account and credit card?

I was expatriated in the Netherlands for a little under three years, and am now back in my home country (Palestine/Israel). I don't expect to live in the EU again in the near future. I still have an ...
5
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2answers
86 views

Withdrawing money to buy a car in Japan

I'm an American living in Japan, and I'm looking to buy a car in Japan in the next couple months. I have a Chase bank account with a debit card and a Sapphire credit card. Unfortunately, I don't ...
1
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0answers
87 views

A bank employee visited my flat in Germany [closed]

My landlord told me that someone working for the bank will come visit the flat and because I was busy I did not ask why. Then this bank employee came and took a picture of the flat ( and my furniture) ...
1
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0answers
124 views

I am on B1/B2 visa and want to open a credit union account in the US. Can I apply for ITIN to do this? Is this a bad idea?

I am on a B1/B2 visa and want to open a Boeing Employee Credit Union (BECU) checking/savings account in Washington State. My purpose is so that I could have a checking/savings account with 0 USD ...
2
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1answer
55 views

How to avoid fees when making purchases in a different country?

I asked a similar question here about credit cards: How can I (a US citizen) set up my bank/money when I move to Portugal? From the answer there it seems like there are some cards that have no ...
2
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2answers
58 views

Best way to take money from USA to Italy

I am in USA on temporary immigration status and I got an opportunity to move to Italy. I have saved up some money and I would like to use this money in Italy. There is a chance that I might return to ...
1
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0answers
60 views

European bank account [closed]

I am looking for a good bank account with mobile banking. I move a lot and have clients from e.g. Spain and Italy. I am an EU citizen and mostly move around the Eurozone. There is no point in opening ...
1
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0answers
45 views

Do I need a local German bank account, if I have an account in another eurozone country?

SEPA is supposed to provide for a single Euro payments area, where direct deposits and direct debits are supposed to be unified across the eurozone. IBAN replaces local bank account numbers. A ...
4
votes
1answer
102 views

How can I (a US citizen) set up my bank/money when I move to Portugal?

I'm a US citizen and I've lived in the US all my life. Soon I will be moving to Portugal for 6-12 months. How can I set up my money situation so that I don't have to pay an international fee every ...
46
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10answers
173k views

How to open up your first UK bank account without proof of address?

In the UK, to prove your address you can usually use your bank statement. But to get a bank statement, you need to get a bank account, and to get a bank account, you have to prove your address. While ...
1
vote
1answer
226 views

Paying off a credit card balance with a foreign bank?

I am getting ready to start a job in Israel, and have been told that the company requires me to have an Israeli bank account that they will direct deposit my salary into. I have heard that credit ...
2
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2answers
138 views

Opening a German bank account remotely from Romania

I have been informed by my new employer that I need to supply them with a valid German bank account. I am starting with them in one month, and have no apartment (in the search for which I also need a ...
3
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2answers
148 views

Dormant Bank Account in Israel

In 2010 I studied in Tel Aviv. During this period I had a student bank account. Unfortunately, I forgot to close my account before leaving, and was not able to close it until now. The account has ...
3
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0answers
47 views

Why do some US banks not allow US citizens living in Ireland to open/maintain accounts?

Charles Schwab is closing my account because I inquired about changing my address to my Irish residence. I am not sure if the other bank accounts I have in the US have similar policies, but am afraid ...
10
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4answers
315 views

Does a U.S. citizen have to give up his credit cards and bank accounts when he moves abroad?

Credit card applications usually say "must be a U.S. resident". If a U.S. citizen moves abroad temporarily, and he doesn't want to use his friends' or relatives' U.S. addresses to get his mail, and ...
1
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1answer
89 views

Are personal cheques still used in Canada?

When looking at bank account options in Canada I can see that many still offer free personal cheques. To me this is something out of the movies, since I've never written a cheque as a (young) European....
-1
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2answers
52 views

Are there any banks in Canada that don't charge large fees for transactions in foreign currencies? [closed]

Looking at the offers from Canadian banks it seems that the choice is quite poor for people who travel a lot. Every bank seems to charge 2.5% on top of dubious exchange rates for every transaction in ...
2
votes
3answers
131 views

Job needed for French bank account?

I am traveling in France for an extended period, just on holiday and probably staying to live after. Do I need a job to open a bank account here? I have UK and New Zealand passports and I have come ...
5
votes
1answer
9k views

Open a Canadian bank account without being present in Canada?

What are the ways for a non-resident to open a Canadian bank account—preferably without fees—without being physically present in Canada? I know many (but not all) Canadian banks allow non-residents ...
1
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0answers
155 views

How are saving accounts taxed in The Netherlands?

When inheritance money that was already taxed in the country of origin is credited into my Netherlands savings account, do I have to pay taxes on just what is earned by interest, or would I also be ...
4
votes
2answers
649 views

Can't use my Dutch bank account in Germany. Is SEPA a total lie?

I have a bank account with ABN AMRO in the Netherlands. Since it's Euro-denominated and the app doesn't suck, I thought I'd just keep using it now I've moved to Germany. But this doesn't work. Two ...
1
vote
1answer
55 views

How do bank transfer costs increase when you transfer further within the EU?

I know international bank transfers, across different national currencies, can get pretty expensive; while transfers between my own accounts in the same are typically free (may not be true everywhere)....
1
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0answers
29 views

UK taxes for non UK citizen and non UK resident holding bank account in the UK

I'm a non UK citizen (I'm Algerian) and non UK resident (I work in Saudi Arabia). I Hold a bank account with HSBC in UK. Do I have to pay taxes?
1
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1answer
48 views

Branch banking in the UK [closed]

It has been many decades but is it still true that in the UK you can do your banking only at the branch where you open your current account and not any other branch of the same bank like in the US?
3
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0answers
2k views

Can you keep a Bank of America account with no US address?

I recently moved permanently from the US to Germany, and I am a Swedish citizen. I got a US Virtual post mail address but Bank of America refused it automatically. Can I simply change my address to ...
2
votes
0answers
72 views

Bank annouced they're closing my local account when I told them I needed to change address to a relatives' prior to moving abroad [closed]

I currently bank with an online bank out of Simple, or did until I told them I was moving to Europe, and wanted to change my address to reflect that. They promptly told me that my account would be ...
3
votes
1answer
173 views

Can former expats in the NL keep their Dutch bank account if they move abroad and how do they pay taxes on interest?

I am an EU citizen. I lived in the Netherlands for a few years but left months ago. In a few weeks I'll be moving to another country outside of the EU. I never closed my Dutch bank account. I like my ...
1
vote
1answer
71 views

How far apart should my bank statement date be and my application for spouse visa UK?

I am preparing for my UK spouse visa application. Is there a minimum amount of time between me printing my official bank statement from the bank and submitting my application? I know I need to prove ...
2
votes
1answer
88 views

How much amount of money should I show to confirm graduate student visa for Canada?

I have got acceptance for a 2-year research program. Tuition fee is C$12692/year. Living expense is C$6000/year. Supervisor will give me C$5000 for the first year but that depends on my performance in ...
1
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1answer
41 views

Is the exchange rate on the date of my application for UK spouse visa what the ECO takes into account or which rate?

I have 80,000$ in my bank account but unfortunately they are oscillating around the £62500 limit for the spouse visa. Sometimes it's 62800, other times it plummets to 61500. So I'm asking, does the ...
1
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0answers
106 views

How to determine the fees when using a Dutch bank card overseas? [closed]

I want to use my Netherlands credit card overseas, to withdraw money in local currency in some non-European states (specifically: USA, Israel). What are, or how do I determine, the (typical) fees and ...
2
votes
4answers
2k views

Can an expat get a car loan in Malaysia?

I have been working in Malaysia for few months now and want to buy a car for personal use. I have a monthly salary of 5000RM. Is it possible for expatriates to get a car loan in Malaysia?
5
votes
1answer
155 views

Can credit score be transferred from UK to Australia?

I have quite a good credit rating in UK which allows me to get mortgages approved more easily, getting credit cards and such,... there is possibility of me ending up in Australia... I am sure I am ...
8
votes
3answers
10k views

How can I find an affordable first credit card in Mexico?

I'm a US Citizen, now living in Mexico. I would like to find an affordable Mexican credit card, but I have no Mexican credit. What are my options?
4
votes
1answer
165 views

Open Bank Account with one year work permit in Malaysia

I'm an expat on a work permit in Malaysia. This is the second company I joined, few months back. Previously I worked for another company which provided me a three-year work permit. With the new ...
12
votes
1answer
9k views

My foreign bank is requesting I fill out a W-9

I am a U.S citizen who has been living in Argentina for the last 3 years. I am a legal permanent resident here and I work for an Argentine company, get paid in Argentine pesos and pay Argentine taxes. ...
6
votes
1answer
141 views

Can I open a bank account in the Netherlands using my workplace address?

I will start working in Rotterdam next month, but I will temporarily stay at an Airbnb room (for the first 3 weeks) while I search for an apartment. However, I need to open a bank account but I will ...