Questions tagged [banking]

Questions related to creating and using accounts in foreign or domestic banks.

Filter by
Sorted by
Tagged with
12
votes
1answer
9k views

My foreign bank is requesting I fill out a W-9

I am a U.S citizen who has been living in Argentina for the last 3 years. I am a legal permanent resident here and I work for an Argentine company, get paid in Argentine pesos and pay Argentine taxes. ...
6
votes
1answer
143 views

Can I open a bank account in the Netherlands using my workplace address?

I will start working in Rotterdam next month, but I will temporarily stay at an Airbnb room (for the first 3 weeks) while I search for an apartment. However, I need to open a bank account but I will ...
1
vote
1answer
2k views

What are the consequences if I don't close an unused bank account in Netherlands?

I have left Netherlands and I couldn't close the bank account there as I still had some payments to be received. Now my account shows negative balance. What are the consequences of not closing the ...
1
vote
0answers
75 views

How to fill out a W9 form for a joint account in France? [duplicate]

Here's a quick summary of our situation, I tried to write down any info that could help answer my question: I am a french born citizen who also has american citizenship, my husband only has american ...
2
votes
0answers
70 views

As a US citizen living abroad, how do I obtain a US bank account? [closed]

As a US citizen living overseas, how do I open a US Bank Account?
2
votes
0answers
83 views

Money transferred from France to the U.S

My husband is French but now lives in the U.S. He just sold an apartment in Lyon, but wants to send the money to the U.S. Is there a limit to how much can be sent over. Is there a bank we could use to ...
2
votes
1answer
4k views

Canada: How to create Job seeker account in Job Bank?

As per the news letter received from CIC Canada, Below is the point mentioned: To complete your online Express Entry profile, you will need to create a Job Seeker Account with Job Bank so you can ...
9
votes
1answer
234 views

Canadian bank claims that a joint account requires two W-9 forms

My spouse and I are both US citizens who have lived in Canada for many years. We are seeking to open a joint brokerage account at an institution we haven't banked with before, and a W-9 is required. ...
4
votes
2answers
389 views

EU Friendly bank to use in Thailand

I am an EU citizen and I'd like to spend some month in Thailand (which may extend to years). I'd like to open an international bank account before leaving so that I have access to local branch in ...
1
vote
1answer
415 views

Cash back credit cards in the Netherlands? [closed]

Is there any credit card issuer in the NL where I can have some cash back? Cash back credit/debit cards are such that award customers an occasional rebate equal to a percentage of their purchases. It'...
2
votes
1answer
88 views

Foreign Currency bank account

What is the best option to open a foreign currency bank account in the UK? I have cash savings of around 5k USD that I don't plan on using and would like to keep them somewhere safe without paying ...
1
vote
1answer
104 views

How do I get a bank account without a person number?

I've just been to the Skatteverket to apply for a personnummer. Apparently it can take 6 weeks. I need a bank account a lot more urgently than that. Where can I go? I have a contract for a permanent ...
1
vote
1answer
59 views

No-frills banking for international student in the US

Many banks in the USA and UK have a policy of charging for "features" like overdrafts and low balance fees, neither of which are desired. I was able to find one American bank that provided no-frills ...
3
votes
1answer
720 views

How can an American citizen working in India easily and cheaply send money to a bank account in the USA?

I am a US citizen who has taken a job in India. I will be there for at least a year, if not longer. I have savings accounts in the USA I want to continue to contribute to, as well as some financial ...
0
votes
1answer
68 views

Which companies offer good multi-currency bank accounts for the 99%?

I am currently living in the UK and have savings in GBP, but am just about to move to Europe (Germany). Which companies offer multi-currency (EUR/GBP, other) accounts for people who aren't ...
1
vote
1answer
52 views

Banks suggestions in the Netherlands

I'll be working in the Netherlands, I want to open a bank account there. Id like to ask you for banks suggestions please . Having an English version for the online bank website is a critical issue ...
1
vote
0answers
92 views

Opening a French bank account in France for a French/USA dual citizen living in the USA

I have some money coming in from the sale of my mother's apartment in France. The notaire tells me the transfer has to be direct bank to bank, which will be expensive as I live in the US. I was ...
4
votes
1answer
181 views

Postal address without fixed abode?

Disclaimer: I'm not sure if this question is appropriate for this site, Travel SE, both or neither. For a great many amenities which are useful to most people (e.g. bank accounts), you need to supply ...
9
votes
5answers
5k views

Are there foreign-resident friendly US bank accounts or brokerage accounts?

I often find that US banks/brokerages are not able to deal with foreign addresses. I've had Vanguard tell me that I cannot roll over an existing 401k into a new IRA account because I couldn't give ...
0
votes
1answer
85 views

As a legal foreigner, how I can open a US dollar bank account in Chile?

Is it possible to open a bank account in Chile with with US dollars as currency?
6
votes
2answers
1k views

If we are unable to open, or keep open, a bank account because of FATCA, what are our other options?

I am a U.S. citizen. I have previously worked and lived in Austria and had offers to work there again. Austria has very strict banking secrecy laws. They cannot reveal a person's bank account details,...
2
votes
0answers
76 views

Depositing a large amount of cash during a short visit to the US [closed]

I am a US citizen living in Japan. I will briefly visit the US (1 week) and will simultaneously get a fairly sizable chunk of cash while there. Rather than carrying US dollars over to Japan with me (...
1
vote
1answer
88 views

Should I open a US bank account for my study abroad?

I am going to start a year's study in the US, transferring from the UK. I will be staying in San Diego, CA. In the UK, I currently have a student account with Santander and a general account with ...
5
votes
4answers
14k views

International money transfer online from a French bank

I opened a bank account with Société Générale in France and got access to their Internet banking. I was surprised to see that a wire transfer can only be done online to another bank in France. For ...
1
vote
1answer
121 views

W9 Form for non resident dual-national

My son is opening a bank account in France. He was born in the USA, while we (English Parents) lived there for a few years. For the last 20 years (since age 5), he has been back in the UK, and is dual ...
3
votes
0answers
209 views

UK expat bank account [duplicate]

How can a UK citizen open a UK bank account without a UK address? Are there any UK banks which do this? I have recently been told that my UK bank account, used for pension payments, is to be closed ...
1
vote
1answer
593 views

Banking overseas when your US job pays you via Direct Deposit

For those who travel to different European countries and do not spend significant time (more than one year) at any one location, how do you handle your direct deposits and transfers from your US job?
4
votes
1answer
1k views

Left the Netherlands already, still have bank savings there, will it be taxed?

I have worked in the Netherlands for about two years, and I left just last summer. Since then the euros are going down and where I currently live there's a almost zero interest rate on savings, so I ...
2
votes
1answer
71 views

At what point after becoming an expatriate of Cape Verde does one qualify as an “emigrant” for tax & banking purposes?

Cape Verde has a special "Cape Verdean emigrant" status that confers tax benefits on Cape Verde-source income. In particular, a 20% tax on bank CD interest is waived if you qualify. My wife and I will ...
4
votes
1answer
798 views

W9 Form is required by my bank. Do I have to report to the IRS income that is my Argentine wife's?

Regarding the Form W9 that my Argentine Bank is requiring: My wife (Argentine) is the main person on the checking account. I am just a secondary person on this account. She receives monthly ...
1
vote
1answer
42 views

Different withholding taxes for different investments in New Zealand?

I come from a country with a plethora of types of taxes for investments. Different investments have different types of taxes and/or different rates. I would like to know if it's the same in New ...
2
votes
1answer
225 views

Non-Resident Withholding Tax in New Zealand

I have an investment in ANZ and every time I receive an interest payment there is a discount of 33% of withholding tax. I have it for a while, the 33% quote doesn't vary with the amount of interest ...
1
vote
2answers
224 views

Opening student bank account in UK from New Zealand

I am planning on starting my studies in the UK later this year and I will spend roughly three years there (possibly staying on to find work). I would like to open a bank account in the UK from my ...
6
votes
1answer
407 views

Bank account for salary in another Euro country

I have a bank account in Euro in a bank in Europe inside the Single Euro Payments Area (SEPA) where I live an work. I'm wondering if I could relocate to another European country that it also uses ...
3
votes
2answers
164 views

Does moving house invalidate French cheques?

I was looking earlier at my French cheque book, and was rather surprised to see that the cheques not only have the bank's address on them, but also mine too. In other countries where I've had cheque ...
3
votes
1answer
2k views

My (soon to be) wife is not a US resident, but can we have a joint US bank account?

As a US citizen and employee of a US company, my bank accounts are in the US even though I spend very little time (2-3 weeks per year) physically in the US. I'm about to get married to a Guatemalan. ...
6
votes
3answers
4k views

Expat-friendly local bank in the Philippines?

I've been banking with BDO for a while, but I've found their service to be fraught with red tape and charges for very minor services. Just now, I was trying to move to a new branch. Going to a branch ...
5
votes
1answer
401 views

As a foreigner opening a first bank account in France, how long to get a cheque book?

Thanks to the answers in How to open bank account in France if I don't have address of residence yet, I think I now possess the required documents in order to open a French bank account. Yey! As ...
12
votes
1answer
747 views

If I have several foreign accounts, only one of which is >$10k, do I need to report all on the FBAR?

I am a US citizen living outside the US for several years. For the first time, I had over $10,000 in a foreign account. Apparently, now I have to file an FBAR. I have several accounts overseas but ...
9
votes
1answer
1k views

Opening a Bank Account in Hong Kong as a new arrival?

If I've just arrived in Hong Kong to settle there, as a non-HK-national, how could I go about getting a Hong Kong bank account? I'm interested in the kinds of documents one would have to produce, and ...
6
votes
1answer
777 views

Are there alternatives to a cheque for “caution” (deposit) when renting as a new arrival in France?

I've been in France a few days now, and I'm looking to rent somewhere (hotels etc being a little expensive for the long term). Having spoken with a few agents, they all seem to want a Euro denominated ...
2
votes
1answer
163 views

Residency rules for opening a business bank account in the US

If I open an LLC in the US, can I open a US based business bank account for that LLC in the state where it is incorporated? I am a US citizen, but a permanent foreign resident. Do I have to be a ...
4
votes
1answer
163 views

Bound accounts in France and Canada

I am a resident in France and am considering moving back and forth to Canada in the next years. I currently have a bank account in France. I am looking for a bank that would offer an account in both ...
24
votes
4answers
7k views

How to go about building credit history in the UK?

I understand that if I move to another country, my good credit history in the United States will not be recognized. But this leads to a chicken-and-egg issue: if no one will give me credit, how can I ...
5
votes
1answer
249 views

How are foreign savings/current accounts taxed in US?

When moving to the US on a H1B or L1 visa, how are savings and current accounts in Europe taxed? Are the interest on them taxed? What about changes of exchange rate between USD/GBP/EUR from one year ...
4
votes
2answers
359 views

How should I keep track of my financial assets across borders and currencies?

I'm an expat and am curious: Is there any better way out there to manage my various assets in differing currencies across borders and markets? Currently, I just use a spreadsheet, but it is becoming ...
10
votes
3answers
611 views

As a new arrival in France, will I have problems using a non-French Euro bank account?

I'm thinking of moving to France quite soon, and based on this question on opening a French bank account, I've some idea of what'd be involved in opening a new account there. However, I already have a ...
7
votes
1answer
621 views

Getting a bank account without a Norwegian fødselsnummer

The process of applying for a Norwegian fødselsnummer can take quite a while. At the same time, everything in Norway is paid by credit card which you cannot get without a bank account which in return ...