Questions tagged [health-insurance]

Questions regarding obtaining or carrying over health insurance benefits.

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36
votes
8answers
11k views

Choosing between private and regular health insurance when moving to Germany

It seems that health insurance is mandatory in Germany and employees with a salary above a certain threshold can choose between private insurance and the regular statutory system (gesetzliche ...
33
votes
2answers
3k views

How do I deal with PPACA (“Obamacare”) as an expatriate (US citizen)?

I'm a US citizen and according to the government's dol.gov website am subject to the regulation of the Patient Protection and Affordable Care Act (PPACA, aka ACA or "Obamacare"). This means I must ...
11
votes
2answers
3k views

Healthcare in the UK, if you're not entitled to free use of the NHS?

In the UK, almost everyone is covered by the National Health Service (NHS), the publicly funded healthcare system. One of the things about it is that it's free at the point of use, for those who're ...
11
votes
2answers
337 views

What type of health insurance is needed to provide basic coverage when moving from the UK to the US

I am a US citizen and will be moving back to the US from the UK. I will be leaving the UK the day my visa expires and arriving in the US 2 weeks prior to my job starting in the US. What type of health ...
11
votes
1answer
239 views

How can I have my child born in Australia without going bankrupt?

I've tried doing my best to research this subject on my own. Official resources are giving me conflicting information (more on that below). Unofficial (anecdotal) resources, such as forums, are giving ...
9
votes
1answer
225 views

What happens if changing country I don't unregister from the first country health insurance system?

Refer to what this user is saying here: Remember that no matter what, if you stop working in country X and start working in country Y (both in EU), you have to unregister from health insurance in X ...
8
votes
2answers
349 views

PPACA “no insurance” fee for American expats living abroad

I searched and commented on another question here, and was prompted to ask my own question separately. As you may be aware, US citizens without health insurance, as of this coming Sunday 31st January,...
8
votes
1answer
689 views

Is EHIC card enough for Erasmus students in Germany?

A friend of mine is going on exchange under the Erasmus programme in Germany. She is a EU-citizen and has EHIC card. Does she need another health insurance or is the EHIC card enough for her stay?
8
votes
1answer
698 views

Self-employed in Germany - private vs. regular insurance [closed]

I'm a thirty-something freelance programmer starting a business and paid work will be scarce at the beginning (I will for the next 6 months be living from savings), so money for other expenses is ...
8
votes
1answer
252 views

How do French rules about social security apply to digital nomads?

I am a French citizen and I'm negotiating with my company to work as a digital nomad for the next years. This means that I would move from country to country every 3 months to 1 year. My company has ...
8
votes
1answer
282 views

Getting a “mutuelle” in France with EU health insurance

I have my European (Czech in my case) governmental health insurance, which covers me during my stay in France as much as how local people are covered by "securité sociale", which is 60% of medical ...
7
votes
2answers
1k views

Returning to my US address, do I get a special enrollment period to sign up for health insurance?

I have been residing outside of the US, but have used a New York State address for certain purposes. I now intend to move back to that same address. I would like to buy health insurance soon after I ...
7
votes
1answer
88 views

Having a child in Italy without medical coverage

I just recently received an offer to work at the UN in Rome, and I would really like to move my family over there (we're currently in the US, and are US citizens). However, my wife is 5 months ...
6
votes
1answer
612 views

Health insurance for EU citizen moving to US, as working graduate student

I'm moving to the United States later this year, to begin graduate studies. I've heard a lot of talk about healthcare in the US, but never really paid much attention, until now, when it directly ...
6
votes
1answer
198 views

As a non-US citizen expat in the US, would you be able to be covered under 'Obamacare' (ACA)?

If you move to the US as a non-US citizen, are you eligible to sign up to the new so-called 'Obamacare' (ACA) health system for medical coverage, presuming you're a resident? If not, besides becoming ...
6
votes
2answers
791 views

Working holiday in Japan, which country I should buy my Insurance from?

I am a Canadian, I am going on a Working Holiday in Japan for 1 year, but I don't know should I buy a Travel Insurance in Canada? Or is better to buy the insurance in Japan?
6
votes
1answer
149 views

Living in Sweden while working in Norway, Norwegian government won't give me an S1 form

I'm a Norwegian citizen who lives in Sweden and commutes across the border to Norway for work. My wife is a Russian citizen who moved in with me in Sweden in November. We registered her as an EEA ...
5
votes
1answer
180 views

Taxes and Health Insurance (US -> UK, paid by US Govt)

I have a bit of a complication to my move to the UK. I am moving to the UK for a couple of years from the US. I am being paid by the US Government. I have a couple of questions about how this works. ...
5
votes
1answer
104 views

Health insurance questioning my finances again

I moved to Munich in November and after months of trying I eventually managed to get a state policy with Mobil Oil. I saw a doctor and was referred to hospital for an operation. Before I arrived home ...
5
votes
1answer
127 views

Healthcare in the UK — would we have access to the NHS?

I know that this question has been asked before, but I'd like to explain our situation and get some feedback on this issue. We are an American family; my husband has dual citizenship (American/Irish) ...
5
votes
1answer
114 views

National Insurance Number

I worked in the UK from 1976 - 1989 and am currently living in Italy. I would like to return to work and live in the UK. Is my previous NI number still valid?
5
votes
1answer
139 views

How to choose an expat medical insurance policy, for a non-US citizen?

Expat medical insurance (global medical insurance) is long-term medical cover for those living outside their home country. It's available from a wide variety of providers (Bupa, Aetna, Cigna, IMG, ...
5
votes
1answer
554 views

Confusion about EHIC for a student in the UK

I am a Ph.D. student funded by an EU grant studying in the UK. As such, I have registered with a GP once I arrived in the UK and received an NHS number. Due to my field of study I regularly travel ...
5
votes
0answers
78 views

Healthcare in Portugal for Germans [closed]

[Question was previously on Travel] I live in Germany, and applied for a job (in science) in Lisbon. My husband (German too), a programmer, would come too. He's insured by TK (the main state health ...
4
votes
4answers
272 views

How to be sure a medical appointment will be fully covered by a health insurance in the United States?

I have recently moved in the United States, and I have a health insurance through my local employer. How to be sure a medical appointment will be fully covered by my health insurance in the United ...
4
votes
2answers
138 views

Do I need international health insurance in Singapore (moving from EU)?

Some insurance companies offer "international health insurance" for people working abroad. I might move to Singapore in some time, working for a Singaporean company. Currently I'm thinking about ...
4
votes
1answer
118 views

Switching to statutory health insurance from private in old age in Germany

I am 63 years old self employed having proprietary business in Frankfurt Germany for last 16 years. I am insured with one private insurance company but can not maintain premiums for poor business ...
4
votes
1answer
329 views

Acquiring Health Insurance (Moving to Sweden, living in US, dual citizen of US and Finland)

I am moving to Sweden this coming fall to purse a master's degree. Currently living and working in the U.S., with dual citizenship in the U.S. and Finland. As I understand it, I will be automatically ...
4
votes
1answer
280 views

Health insurance for senior Thai residents

I am searching for a basic health insurance to cover hospital costs in case of sickness for a senior Thai citizen. I have found Bupa's offers of unlimited cover really appealing but unfortunately they ...
4
votes
1answer
72 views

Can I start the Krankenkasse application process before moving to Germany?

Can I start the process of registering with a Krankenkasse (German statutory health insurance fund) before I have a German address? From krankenkassen.de: EU-Bürger, die in Deutschland als ...
4
votes
1answer
162 views

US citizen: should my Filipina wife give birth abroad (in the Philippines) or in the US?

I am a US citizen but I live abroad as a permanent resident in the Philippines. I've been married to a Filipina since early 2016. We've decided to move back to the US since my income in the ...
4
votes
1answer
67 views

Is AXA insurance acceptable for long stay French Carte de Sejour?

I am renewing my French carte de sejour and want to change insurance to AXA. Does anyone know if AXA Schengen Ins is acceptable?
4
votes
1answer
159 views

Short-term internship in UK: Where to be health-insured?

I'm a European (German) citizen who wants to do a short-term (10 weeks) internship in the UK. The main question remains where I need to be health-insured and where I need to pay for it. UK: It would ...
4
votes
1answer
204 views

Moving to France, American resident (Finnish Citizen who has never lived there)

I know I can technically move to France, but since I have not been living in the EU- is there anything I need to be aware of? For example, how to register as a resident, how to obtain public health ...
4
votes
2answers
3k views

Health insurance for a long-stay American visa holder

As a K-1 visa holder I will be unemployable when I enter the United States, so I will need to purchase health insurance. I've found this topic surprisingly difficult to research, but from what I ...
4
votes
1answer
216 views

Using the European Health Insurance Card (EHIC) in France

I came from Denmark to France. I have Danish health insurance plus I have the EHIC (European Health Insurance Card) from authorities in Denmark which is supposed to cover you overall in EU for your ...
4
votes
1answer
268 views

Insurance to satisfy visa requirements in South Africa

I am traveling to South Africa in 2015 for one year. I am an EU citizen. I need to get a visa for my contract to be validated. It is now a requirement to get insurance coverage for the period I'm ...
4
votes
2answers
167 views

Health insurance - working in Japan, dependents live in Germany

I'm a dual citizen; USA & Dutch. I've worked in Luxembourg for the past 5 years. I was a cross-border commuter, living with my family in Germany (wife + 3 kids). I've recently accepted a job ...
4
votes
0answers
55 views

How can I pay NHS surcharges for children born in the UK? [duplicate]

I have been in the UK on a Tier 2 visa since April 2015. How can I pay NHS surcharges for my children who were born in the UK? My children have never travelled outside of the UK, so I haven't applied ...
3
votes
2answers
83 views

Health insurance in Europe for citizen of Poland living outside EU

I am a citizen of Poland, living permanently in Brazil. I don't pay any taxes in Poland and I'm not insured there now. Soon I'll be visiting Poland (and passing shortly in other European countries) ...
3
votes
1answer
101 views

As a US citizen can I go to the US and sign up for obamacare for a short period of time?

I did research and I don't see why this wouldn't work. I would like to preface this with the fact that I do have insurance, in fact great insurance that covers the entire world except the USA, and I ...
3
votes
1answer
36 views

Health insurance after getting Hungarian birth certificate

I've just got my Hungarian birth certificate and my residency card. I'm now in Budapest but I'm about to leave permanently to France. I'd like to do a health insurance as a EU citizen but I don't know ...
3
votes
2answers
146 views

Can you see a medical specialist in the Netherlands without a GP referral?

Suppose you want to consult a medical specialist rather than a general practitioner about an issue you're having: an orthopedist, a neurologist, an otolaryngologist, an opthalmologist and so on (but ...
3
votes
2answers
2k views

Health checkup (Gesundheits-Check-up) in Germany before 35 years old?

It seems that in Germany, under public insurance, you're entitled to a full body health checkup every 2 years once you reach the age of 35 (https://www.krankenkassen.de/gesetzliche-krankenkassen/...
3
votes
2answers
82 views

National Health Insurance in Korea

Where do I go to register for the National Health Insurance in South Korea if I am there on an intra-company transfer visa?
3
votes
1answer
70 views

Medical insurance by not for profit orgs in Australia?

I have migrated from the USA to Australia as a Permanent Resident and am looking for private medical insurance I am searching my options between not for profit medical insurance providers (like ...
3
votes
1answer
61 views

When my working contract terminates, am I still covered by NHS?

When I finish my work contract in the UK, can I still visit a GP paid by the NHS before I leave the country? In my case it is still within the same calendar month.
3
votes
1answer
286 views

NHS Debt and Entry Clearance Refusals

I understand that if a person has a debt to the NHS over a certain amount that their entry clearance application can be refused. Is it a mandatory refusal or a discretionary one? And what is the ...
3
votes
1answer
172 views

Is it necessary to be a resident in Italy to use the health system for free?

I've moved abroad. Can I still use the health system for free?
3
votes
1answer
107 views

Health insurance when moving to France

I am an EU citizen (not French), but my spouse is not. We are considering moving to France, where initially only I would have a job. What choices would my spouse have for health insurance and what ...