Questions tagged [insurance]

Questions regarding obtaining various types of insurance while moving to a new country or managing insurance requirements by ones home country.

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54 views

What qualifies as CSI (comprehensive sickness insurance) in Switzerland?

The UK requires CSI (comprehensive sickness insurance) for some certain documents. Their definition of what is and what isn't CSI isn't totally clear though. Here's an idea of what they say it is: ...
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65 views

Insurance coverage when staying in Switzerland during Corona pandemic as Swiss national with residency in the UK

I am a Swiss citizen living and working in London. Mid March I made a trip to Switzerland and decided to stay here for the time of the Corona pandemic. During that time I will continue working ...
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45 views

Compulsory professional malpractice insurance (for tax consultants) in Germany

In Germany, does a "compulsory malpractice insurance" exists for tax advisors to protect their clients from financial ramifications in case of mistakes? In many European countries such compulsory ...
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46 views

Do I need the base plus the travel health insurance?

I am currently based in Germany, and I will be moving to the Netherlands. In January I won't be employed, as my current position ends by the end of the year, and my new position starts in February. ...
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1answer
59 views

Should I postpone the NINO meeting until I have a stable home?

I have a meeting for the National Insurance Number this Monday in the city I used to live in. But I don't have an actual proper home in the UK yet, I just moved to London. They want proof of address ...
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7 views

Insurance and use registration-exempt vehicles in other member states

Vehicles of the classes L1e, L2e and L6e with EU type approval do not require registration anywhere in the EU. In most cases, the driver requires an AM driving licence and in all cases an insurance ...
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2answers
162 views

When do I need an A1 certificate?

My employer is telling me that if I have a short work trip to another EU country, I need to carry an A1 certificate (or, as they call it, A1 Bescheinigung) or risk fines. I will comply, but I thought ...
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124 views

Exchanging EU License for UK - what happens to start date and no claims?

I've lived in the UK for five and a half years and am buying a motorcycle. I wondering if it makes sense to exchange my German driving license for a UK one to save on insurance. Currently I can ...
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50 views

Getting insurance for rented apartment which I am about to vacate

I am living in a rent apartment in Germany, my contract is about to expire and I also wish to move to another one. I haven't got any kind of insurance yet for this apartment. I have heard of tenants ...
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1answer
180 views

What are the necessary procedures (unregistering, etc) to follow when leaving Germany as an expat?

I am not an EU national, but I hold the passport of a country which is in the Schengen area. I have been living in Germany since 2012 and hold a residence permit (permanent starting June 2019) and ...
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1answer
103 views

Is there any way i can move from private health insurance to public one without lowering my income?

I moved to Germany 1 year ago and i was tricked into getting a private insurance. Not just trick, i was actually lied to to make me go for private one, but i guess it does not change anything. When i ...
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20 views

Car insurance during the move

We will be moving from the UK to France mid-March. We are taking our main car (UK registered) with us, for: 1: The travel down there, and 2: The first 2-3 weeks in France to get around, and will ...
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82 views

Is it neccessary for doctoral students to register car in a different EU country to their home country?

I'm about to start a Phd in France, moving from the UK, and am looking to get a car for when I am there. I would like to know if it is necessary to register a car bought in the UK, in France under ...
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75 views

How to prove you live somewhere when you live at some friend house for the National Insurance Number in UK?

Got a problem : I will apply for the National Insurance Number in UK, I need to prove I live somewhere they ask me for an invoice with my name ... : / Yet I live at my friend's house ... How can I ...
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1answer
56 views

Do I normally need a Haftpflichtversicherung (liability insurance) to rent in Germany?

For either long-term renting or Wohnen auf Zeit (shorter term, furnished rentals) in Germany, is a Haftpflichtversicherung (liability insurance) normally required? For example, I looked through the ...
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3answers
90 views

German health Insurance for New Arrival

I'm moving to Germany this summer and may not have a job solidified beforehand. In that case I'd need to take out a private insurance policy to hold me over until I'm working and on a statutory plan. ...
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204 views

US citizen working for US company in Germany

I am a US citizen and have been offered a job by a company in the US. However, they want to give me a US contract and assign me to work at the parent company office space in Germany. So I will be ...
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2answers
56 views

UK citizen working overseas. Planning a 2-week vacation. For purposes of travel insurance, how long is my “trip”?

Cross posting from the travel stack exchange, on the advice of someone there: I've been living and working in mainland China for just under a year now. I think I am still classed as a 'UK resident' (...
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1answer
62 views

Will I violate PPACA if I visit the US as an ininsured expatriate US citizen and tourist.

I a US citizen who has been employed and insured in foreign countries for almost 20 years but I just recently resigned from my job to travel a bit and visit the US for a few months as a tourist before ...
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74 views

Insurance for Mexican-plated vehicle in the US

I'm a visa holder. My plan is to be around 1,000 miles from the border for a period of 12 to 18 months (Currently on month 4). I brought my Mexican-plated vehicle, since I used to live near the border....
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2answers
43 views

Insurance for UK residents living abroad

Health insurance for ex-pats abroad? I am thinking of buying a house abroad (outside Europe) and living there for probably 9 months of the year and back here for the other 3 months. I would rent out ...
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2answers
2k views

Health checkup (Gesundheits-Check-up) in Germany before 35 years old?

It seems that in Germany, under public insurance, you're entitled to a full body health checkup every 2 years once you reach the age of 35 (https://www.krankenkassen.de/gesetzliche-krankenkassen/...
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108 views

American English teacher getting health coverage in Japan

There is someone in particular who is seriously considering moving to Japan as an English teacher, through either the J.E.T. program or a private company that has similar ESL positions. However this ...
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1answer
608 views

Can no claims bonus be transferred from UK to Australia?

I have no claims bonus on my car insurance in UK which drops my premium substantially, there is possibility of me ending up in Australia... I am sure I am not first person to move and I was ...
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1answer
31 views

Travel insurance in the US when domestic health insurance is provided by the employer

My employer in the US provides sufficient health insurance in the US. But my job (and my private live) involves short-term travels to other parts of the world, including my original country (Germany). ...
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2answers
2k views

Personal Liability insurance in the US

Coming from Germany, I’m used to have a Personal Liability Insurance (Privathaftpflicht). It is not mandatory, but very recommended to have and not expensive (30-50€ per year). What is the situation ...
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1answer
349 views

US license, registration, etc. in Canada

I'm going to be working in Canada for a short (36 month) contract. This means that, at least according to the following resources, I should be able to keep my US license, registration, and insurance: ...
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2answers
67 views

Travel insurance cover under Obama Health or not

I came to US on H1 in March. I purchase Travel insurance for 2 months from India. My company is providing health care insurance for family. I have to pay insurance amount from my salary for my wife ...
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1answer
628 views

Medical insurance for permanent resident parents Canada

I am a permanent resident of Canada. I am planning to sponsor my parents to come and live with me in Canada as permanent residents. Looking at this page, http://www.cic.gc.ca/english/immigrate/sponsor/...
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1answer
64 views

In Singapore, can I use MediShield Life together with private insurance to cover co-insurance parts of both?

With the new mandatory MediShield Life insurance policy, every citizen and PR in Singapore is now covered for basic hospitalization in governmental hospitals. I also have a private insurance, ...
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1answer
153 views

Help! I'm buying a car registered in Slovakia for use in Spain and the Uk

I am buying a motor home that has Slovakian Plates it has been in the UK for 2 months and I will have it here for 3 weeks then take it to Spain. How can I insure it? The owner is legit and has all ...
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1answer
525 views

Can Canada-UK dual citizen get EHIC?

My daughter is a Canadian citizen/resident who also has a UK/EU passport. She's going to study in France for 4 months next January. Can she obtain a European Health Insurance Card and if so, how would ...
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21 views

International (or European) life insurance? [closed]

I'm an academic and I find myself moving from country to country every couple years (EU + Switzerland). I would like to take a life insurance (death/disability) that will cover me when I move. This is ...
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1answer
46 views

Health Insurance for ex-pats

Am I covered by G.H.I. Blue Cross/Blue Shield if I move to Italy under an elective residency visa?
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3answers
2k views

UK car rental 12 month resident having foreign and UK licence

I have two licenses: A full not expired Omani (foreign) licence that I have owned for 5 years. A full not expired UK one I got by passing my test 1 month ago. I did this because a UK resident isn't ...
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1answer
747 views

Do I have to pay Korean health insurance during my exchange studies, even though I have private insurance?

I am going to be an exchange student at a Korean university. I have my own travel insurance plan from my home country. It covers the whole sojourn period, all planned activities and is valid worldwide....
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1answer
680 views

Does a EU student in the UK automatically get a National Insurance Number (NIN, NINO)?

I lived in the UK for a full year while doing my Master's degree, six years ago. I was registered at the NHS, and I do have the number written down. Since I was registered at the NHS, is there a ...
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58 views

Should I use an online broker to buy travel insurance or Should I buy from the insurance company website? [closed]

I will be travelling to United States to join a graduate program. I need to buy travel insurance for three weeks as I will be an early arrival student. I am thinking of buying Atlas Travel Insurance (...
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1answer
77 views

US taxation on UK Mortgage Insurance payout

I am a US/UK dual citizen living in the UK. I am married to a UK citizen who does not pay US taxes. We are buying a property in the UK, and the mortgage lender has sold us "Mortgage Insurance", which ...
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1answer
161 views

Health insurance for Germans living in another EU country temporarily

My partner is a German citizen working in Germany. She will quit her job and come to join me in France soon, initially for a period of a few months (but she may stay longer depending on how things ...
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1answer
49 views

How common is life insurance with tech jobs in Canada?

I need to get an idea of how common it is for tech jobs in Canada to offer life insurance policies. I know from experience that, in the US, this is a really common thing, but I haven't been able to ...
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1answer
292 views

Insurance to satisfy visa requirements in South Africa

I am traveling to South Africa in 2015 for one year. I am an EU citizen. I need to get a visa for my contract to be validated. It is now a requirement to get insurance coverage for the period I'm ...
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2answers
109 views

insurance on foreign cars covers any driver?

I'm driving my car, registered in Romania, in the UK (I'm not a resident). If I'm lending it to another Romanian and he will be stoped by the police, will they see him like an insured driver or not? ...
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1answer
228 views

Nomad living - Moving retirement funds between many countries?

I have a bit of an unusual work lifestyle. I'm constantly moving between countries. I've been living and working so far in Brazil, Germany, Czech Republic, the UK, Canada and now I'm moving to ...
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1answer
3k views

Unemployment and health insurance in Germany

I am a German citizen who has been living abroad since I was ten years old. I am planning on moving back to Germany in a few month with my family. I have a daughter and non EU citizen husband. I am ...
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1answer
176 views

Employment insurance for temporary residents — what are the limitations?

I'm a temporary resident in Canada and I have a work permit corresponding to a 3-year project. I am employed at a university. Each year, employment insurance is deducted from my salary. I see that ...
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1answer
255 views

What travel insurance meets the requirements of the Affordable Care Act and the Italian elective residence visa?

Our family is preparing to move from the US to Europe, and we're looking to find suitable health insurance to cover my wife and me and our infant son. We likely will spend more than a month back in ...
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1answer
144 views

How to choose an expat medical insurance policy, for a non-US citizen?

Expat medical insurance (global medical insurance) is long-term medical cover for those living outside their home country. It's available from a wide variety of providers (Bupa, Aetna, Cigna, IMG, ...
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1answer
701 views

Self-employed in Germany - private vs. regular insurance [closed]

I'm a thirty-something freelance programmer starting a business and paid work will be scarce at the beginning (I will for the next 6 months be living from savings), so money for other expenses is ...
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1answer
422 views

Insurance for travel back to home country for personal/family emergencies?

Every expat's worst fear is dealing with an emergency back home from far away. My wife and I are US citizens living in New Zealand. For us it's the question of how we would afford travel back home in ...