My gf applied for Tourist visa in 2018 and got denied twice (in a span of 1 month) with 214b (insufficient ties) first time and for no significant change in the second attempt. [We realized that this was a mistake to re-apply without significant change]

Since then, She got married to me. She has gotten admits to good universities (5) in her field of study for Fall 21, And has been working in a stable job (Accenture) for over 3 years now. Travelled to Singapore.

I am still in US on my OPT, employed and financially stable.



 - Does she have enough "significant changes" in her profile for showing strong ties?

 - Also, does it help her chances if she mentions that we plan to return back to India once my OPT is finished (as that aligns with her Master's end date).

 - Would it raise suspicion if she chose a University that is in the same city as where I am employed? although it is very good University for the program she's going into.

 - She has a gap of 10 years after Bachelors, all covered with Work experience though. Does this sound bad for her chances?

 - Should she go for a bank loan for showing strong ties? Despite the fact that I can sponsor her fully?