10 votes
Accepted

I recently became an EU national from a country different of the one I live. How do I get insured?

Your citizenship is irrelevant, you only get a EHIC through affiliation with one of the EU's statutory healthcare/insurance systems. You could therefore have gotten one as a Brazilian citizen and ...
Relaxed's user avatar
  • 5,783
7 votes

Switching to statutory health insurance from private in old age in Germany

If you stop paying private insurance premiums the contract can't be terminated (you still accrue debt) though at some point they will switch you into the Notlagentarif which offers much reduced ...
neo's user avatar
  • 670
5 votes

Healthcare in the UK -- would we have access to the NHS?

Whether you are entitled to NHS services or not doesn't depend on your citizenship (not even if you are British), only on where you are ordinary resident. The rules are simple: if you are an ordinary ...
SztupY's user avatar
  • 7,544
5 votes
Accepted

Acquiring Health Insurance (Moving to Sweden, living in US, dual citizen of US and Finland)

An updated answer for future readers: Private individuals cannot seek insurance through Kammarkollegiet, it seems. Organizations such as universities can, and if you are a tuition-paying student will ...
elmis's user avatar
  • 91
5 votes
Accepted

PPACA "no insurance" fee for American expats living abroad

In case you can't claim to be a bona fide foreign resident*, it would be good to take a closer look at how situations like yours and the "Shared Responsibility Payment" interact. I expect you would ...
Dan Getz's user avatar
  • 1,579
5 votes

PPACA "no insurance" fee for American expats living abroad

You are a bona fide foreign resident. (The fact that you are not a permanent resident is irrelevant.) Therefore the physical presence test does not apply to you. The fact that you were a student (...
phoog's user avatar
  • 21.2k
5 votes
Accepted

Do I need international health insurance in Singapore (moving from EU)?

I had a similar problem when I moved to Singapore for work a couple months ago. Here are my conclusions. The offer you got sounds like what the employer is obliged to provide for S-Pass holders and ...
drat's user avatar
  • 1,659
5 votes

Health insurance after getting Hungarian birth certificate

The EU/EEA has a coordination system for social security (which includes national health insurance). One of the fundamental rules of this system is that you are always subject to exactly one national ...
TooTea's user avatar
  • 361
4 votes

How to be sure a medical appointment will be fully covered by a health insurance in the United States?

You should know from your insurer what is your co-pay, and what is your deductible. Co-pay is what you pay each visit. Deductible is what you pay before the insurance kicks in. There's also the annual ...
littleadv's user avatar
  • 10.6k
4 votes

Choosing between private and regular health insurance when moving to Germany

I came to Germany from the UK and had no plans to stay. I was advised to go private due to my income. I married and had 4 kids. It would have been better (cheaper) to go public. There are advantages ...
paul's user avatar
  • 213
4 votes
Accepted

Working holiday in Japan, which country I should buy my Insurance from?

Just to answer for myself, I have already moved to Osaka, Japan for almost one year. Like Kent said, when I arrived to Osaka, I could enroll in the National Health Insurance Plan (国民健康保険). The ...
King Chan's user avatar
  • 231
4 votes

Is AXA insurance acceptable for long stay French Carte de Sejour?

I doubt it is fit for long term residency (you mention Carte de Séjour) as the FAQ says : Q: I am living in a European country, can I buy? A: Yes, you can. You will be covered outside of your country ...
audionuma's user avatar
  • 1,204
4 votes
Accepted

Health insurance in Europe for citizen of Poland living outside EU

You would not be covered by local health insurance in the EU country you will visit solely on the basis of citizenship. EU-wide coverage is based on reciprocity (if you are insured in one EU country, ...
Gala's user avatar
  • 17.4k
4 votes
Accepted

Health checkup (Gesundheits-Check-up) in Germany before 35 years old?

They are not required to do it but some insurers in the public insurance system do cover health check-ups for people under 35, usually with a rather low cap on spending (€50-150). Krankenkassen.de has ...
Gala's user avatar
  • 17.4k
4 votes

Selecting a health plan in Texas

A majority of non-retired Americans, the vast majority if you exclude people poor enough to qualify for Medicaid, have employer-based health insurance. Employer group insurance premiums tend to be ...
Dennis's user avatar
  • 1,786
4 votes

Living in Sweden while working in Norway, Norwegian government won't give me an S1 form

However, it looks like this issue needs to be resolved before she can even get legal residency in Sweden. This turned out to be incorrect. Even if Skatteverket had refused to register her, her stay ...
Fiksdal's user avatar
  • 568
4 votes

Health insurance questioning my finances again

It's much different than you think. The German public health insurance will simply ask you to provide your German and your UK tax bill and if you refuse to give it to them, they assume you are earning ...
Janka's user avatar
  • 761
4 votes

US citizen: should my Filipina wife give birth abroad (in the Philippines) or in the US?

I don't know about the Philippines; I can only speak about the health insurance situation in the US. When she enters the US with her immigrant visa, she immediately becomes a US permanent resident. ...
user102008's user avatar
  • 14.5k
4 votes
Accepted

What will be the fee for public insurance when unemployed?

If you do not have any income during this time, you will be treated as if you had an income of € 1015 monthly (as of 2018). On this amount, you pay around 15% for health insurance and typically 2,8% ...
chirlu's user avatar
  • 325
4 votes
Accepted

Can I start the Krankenkasse application process before moving to Germany?

Yes, this is possible. At first, I tried to apply online through the website of the Krankenkasse, and concluded it wasn't possible, as the online application form did not allow for a foreign address, ...
gerrit's user avatar
  • 3,521
4 votes

How to obtain ADHD medication (Adderral/Ritalin) in the Netherlands with a US prescription?

I have never tried to get a US prescription filled in the Netherlands, but I would be very surprised if it would work. The prescribing doctor is not licensed to practice medicine in the Netherlands, ...
phoog's user avatar
  • 21.2k
4 votes

How to obtain ADHD medication (Adderral/Ritalin) in the Netherlands with a US prescription?

I also suggest visiting a doctor regardless of insurance, like phoog suggested, I'd like to add that this statement: As an international student, I cannot buy into basic health insurance until I get ...
einpoklum's user avatar
  • 2,763
4 votes
Accepted

Psychiatric help for a suicidal Ph.D. student in Germany

As I suggested in the comment, in such case I would seek for a help/treatment immediately. I assume that nobody will ask you for instant payment. In case of Mawista travel insurance (not a real health ...
Andrey Sapegin's user avatar
4 votes
Accepted

Work in remotely for Germany, while living in Portugal, how would health insurance work?

Employers almost universally frown upon that, potential liability for tax withholding, mandatory insurances, and just engaging some body of law that you don't fully understand is too great. Health ...
Relaxed's user avatar
  • 5,783
3 votes

Health insurance in Europe for citizen of Poland living outside EU

No, you are only covered if you contribute to the health insurance in an EU country. In Poland, this is The monthly contribution rate for health insurance is 9% of the assessment base. In the case ...
chx's user avatar
  • 832
3 votes
Accepted

Getting a private health insurance in UK

The UK health system is very GP based (and even on top of that nurse based). Most private insurance is "top up" insurance and adds features to the standard NHS care. In London, and some other cities, ...
StrongBad's user avatar
  • 4,156
3 votes
Accepted

When my working contract terminates, am I still covered by NHS?

Since you are an EU citizen you have a "route to settlement", meaning for you NHS services are free if you are considered an ordinary resident of the UK. This means if you have been living in the UK ...
SztupY's user avatar
  • 7,544
3 votes
Accepted

NHS Debt and Entry Clearance Refusals

Home Office guidance based on the Immigration Rules General Grounds for Refusal Section 2 of 5: Considering entry clearance General grounds for refusal Entry clearance: discretionary refusals This ...
Giorgio's user avatar
  • 4,713
3 votes

Ex-patriated in the Netherlands, travelling to third country - health insurance?

So, here is the answer I got from my insurer (IAK)'s customer support line. (I assume it is true for other insurers as well, typically, but don't take my word for it and ask.) By default, your health ...
einpoklum's user avatar
  • 2,763
3 votes

How to be sure a medical appointment will be fully covered by a health insurance in the United States?

Based on my experience with Aetna and Blue Cross Blue Shield Association health care companies you cannot be sure that a medical appointment will be fully covered by a health insurance in the United ...
Franck Dernoncourt's user avatar

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