7 votes

Can Canada-UK dual citizen get EHIC?

To get a European Health Insurance Card, you need to be covered by a statutory health care/health insurance system in one of the participating countries. In the UK, it basically means being a resident....
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  • 4,963
5 votes

Unemployment and health insurance in Germany

I think your best option is to apply to Arbeitlosengeld 2, a.k.a Hartz IV. Basically you apply for some money that should cover for your living expenses + your daughter + health insurance for the ...
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  • 173
5 votes

What are the necessary procedures (unregistering, etc) to follow when leaving Germany as an expat?

Due to the complexity of this single topic, I will sub-devide the answer in the (hopefully) correct order. Foreigners office (Ausländerbehörde) : Aufenthaltsgesetz (2018) §51(7) Regulates what ...
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  • 4,221
5 votes

Can a university force a J1 exchange student to purchase their health insurance plan?

Yes, they can. See their information for foreign students: J-1 exchange students are required to purchase the pre-approved policy offered by JCB Insurance Solutions in order to satisfy the California ...
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  • 9,455
4 votes
Accepted

Health checkup (Gesundheits-Check-up) in Germany before 35 years old?

They are not required to do it but some insurers in the public insurance system do cover health check-ups for people under 35, usually with a rather low cap on spending (€50-150). Krankenkassen.de has ...
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  • 17.3k
4 votes

American English teacher getting health coverage in Japan

This question seems to be based on several misconceptions. While my understanding is that Japanese nationals are able to easily secure good health insurance and afford the medicine/treatment for ...
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  • 841
4 votes

Health insurance for Germans living in another EU country temporarily

From the German side of things: Whenever you become unemployed, you can probably be covered in one way or another. If you get unemployment benefits (ALG I), the Bundesagentur für Arbeit pays a ...
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  • 17.3k
4 votes
Accepted

insurance on foreign cars covers any driver?

From the relevant page from europa.eu Your car insurance policy from your home country covers you throughout the EU if you injure someone. Your car's number plate is proof that you have liability ...
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  • 7,439
3 votes
Accepted

US taxation on UK Mortgage Insurance payout

Generally, life insurance proceeds are not taxable in the US - assuming the premiums were paid with after-tax money. However, the premiums themselves may be subject to a excise tax the US imposes on ...
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  • 9,455
3 votes

What insurances to get in Norway?

Depends on your situation I think. If you rent a home you definitely want a good Innbo-insurance. If you own a home you need to have a Villa-insurance. If you have kids I'd recommend Barne-insurance....
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  • 131
3 votes

UK car rental 12 month resident having foreign and UK licence

I would talk to the rental companies about this. Having a UK license you are allowed to drive, so no problem there. The issue is whether the rental company will rent a car to you. That is entirely ...
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  • 1,255
3 votes
Accepted

UK car rental 12 month resident having foreign and UK licence

I would say that you are quite possibly breaking law the twice. The rules are quite clear around driving licences and in your case you have done the correct thing by applying for a GB driving licence....
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3 votes
Accepted

Medical insurance for permanent resident parents Canada

In Canada the term "social assistance" is a politer synonym for welfare, which are benefits provided based on need. Provincial health insurance is a benefit available to all residents whether they "...
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  • 1,786
3 votes

Nomad living - Moving retirement funds between many countries?

For public pensions/retirement, this is heavily country dependent. As I understand it, it tends to come down to two concepts: 1 - If you have worked in countries that have Totalization Agreements, ...
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  • 81
3 votes

Will I violate PPACA if I visit the US as an ininsured expatriate US citizen and tourist.

You are exempt from the penalty for any month that you can use the Foreign Earned Income Exclusion on (and I presume that if you are a US citizen working abroad you would be familiar with this ...
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  • 13.7k
3 votes

Do I normally need a Haftpflichtversicherung (liability insurance) to rent in Germany?

I now have an additional datapoint from my son who rents a flat in Germany. His landlord did not demand to see the confirmation, but they did "require" that he had the insurance. I think we can ...
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3 votes

Do I need the base plus the travel health insurance?

Normally you would report yourself as unemployed for that month. When reporting, show them the new contract starting in February. If you have paid in the minimal amount (1 year), you may recieve ...
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  • 4,221
3 votes

I would like to apply for an National Insurance number. I have a British passport, have never lived in the UK but am coming to live there this year

This UK govt page lists the requirements to apply for a new National Insurance number. The first item is this: Eligibility You can apply for a National Insurance number if you live in the UK and have ...
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2 votes

What travel insurance meets the requirements of the Affordable Care Act and the Italian elective residence visa?

Without endorsing any specific carrier, insurers do offer plans for expats, as well as for those who require coverage in both their home country and abroad. As examples, searching on 'global health ...
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  • 4,598
2 votes

Health Insurance for ex-pats

You would have to check with your provider to make sure that your plan has full coverage for you abroad. Insurers do offer plans for expats, and, if yours does not, you can try searching on 'global ...
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  • 4,598
2 votes

UK car rental 12 month resident having foreign and UK licence

I had no problem renting a car from multiple different UK agencies in equivalent circumstances. After newly obtaining a UK licence, after many years of holding a US one, I was immediately able to ...
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  • 158
2 votes

In Singapore, can I use MediShield Life together with private insurance to cover co-insurance parts of both?

Ok, spoke to insurance agents and they told me you can't; has to be one or the other :/ They could not provide any proof though, so I guess I will just have to wait and see
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2 votes

Personal Liability insurance in the US

In America such coverage is usually not sold separately, but rather it's part of either homeowner's insurance or renter's insurance. (The difference is that renter's insurance doesn't cover the ...
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2 votes

Personal Liability insurance in the US

The best in my opinion is to get this kind of insurance while still in Germany and keep it in when you are in the US - just check that the insurance you purchase is valid worldwide without temporal ...
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  • 199
2 votes
Accepted

US license, registration, etc. in Canada

It would clearly be cleaner if you fully moved everything to Canada (and I wouldn't be too confident that the Canadian dollar is as low as it can go) but I think you'll be okay if you do it your way. ...
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  • 1,786
2 votes

Travel insurance cover under Obama Health or not

You'll need to check the travel insurance terms. Usually these kinds of policies will only cover emergency care, and require returning to your home country for continued care. So if something happens ...
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  • 9,455
2 votes

Insurance for UK residents living abroad

The NHS may consider you to be a chargeable overseas visitor if you need treatment in the UK. The'ordinary residence tool' and other guidelines are here https://www.gov.uk/government/publications/...
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  • 918
2 votes

Does a EU student in the UK automatically get a National Insurance Number (NIN, NINO)?

According to the people at the National Insurance Applications call centre, a NHS number does not mean a NI number at all. So if you are registered for the NHS as a student but you've never worked in ...
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2 votes

UK citizen working overseas. Planning a 2-week vacation. For purposes of travel insurance, how long is my “trip”?

It will depend on what each policy says. When I last shopped for policies, the handful that I sampled did indeed imply this—that you should buy a policy offered in your country of residence. Or if ...
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  • 161
2 votes

Is there any way i can move from private health insurance to public one without lowering my income?

Assuming you have good reasons why you would rather be in the public health insurance system, you have two things to deal with independently here: Quit your private health insurance contract. Find a ...
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  • 479

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