7

When there's no bulk billing, you'll have to pay the fees yourself and you'll later get a rebate of 85% (usually) from Medicare. When a health practitioner offers bulk billing, it means that they'll send the bill directly to Medicare, and Medicare will pay the full bill for you. In this case, you won't have to pay anything. Essentially, this means that the ...


7

Medicare only covers you outside Australia if the country has a reciprocal agreement with Australia. Medicare Reciprocal Agreements: The Australian Government has agreements with New Zealand, the United Kingdom, the Republic of Ireland, Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway. These agreements mean: ...


4

I don't know about the Philippines; I can only speak about the health insurance situation in the US. When she enters the US with her immigrant visa, she immediately becomes a US permanent resident. As a permanent resident, she can purchase a private insurance plan through her state's health insurance exchange (Obamacare marketplace). You, as a citizen, can ...


3

If there are medical providers that accept medicare patients - then sure. The chances that there are any are hovering somewhere around 0%. Had there been a totalization agreement between the US and the Philippines, then you would be able to use the local social security network instead, but there's no such agreement (yet?).


2

I'm afraid you have fallen into a common trap, and one myself only narrowly avoided: our first son was born one (1) day after our 1-year waiting period ended! As far as I'm aware, and like you we searched far and wide at the time, there is no insurance that covers pregnancy during the first year. Reciprocal Medicare coverage is intended only for short-term ...


2

For your first question, yes, you will not be held responsible for "emergency Medicaid" expenses. But emergency Medicaid is not really a regular medical insurance; it's only for emergencies; it won't cover you for normal sickness. For your second question, I can find you the relevant law, but I can't tell you exactly what it means. The "Welfare Reform Act ...


1

Are you visiting and "living abroad" or have you "set up a residence"? I believe some of the Medicare Supplemental Insurance coverages can provide overseas benefits. For instance, my Massachusetts BCBS Direct-Billed Medex Policy states: "... When Medicare does not cover these services, your Direct-Billed Medex Policy provides both the Medex benefits and ...


1

The Medicare Consumer Guide details the steps to take. As noted by @mkennedy, there may be additional requirements, and establishing competency and guardianship can be lengthy. Once any prerequisites and eligibility are met, the Social Security Administration process is quite immediate, taking 3-4 weeks. Should there be delays, benefits, if granted, are ...


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