Timeline for How to build credit history in the USA?
Current License: CC BY-SA 3.0
9 events
| when toggle format | what | by | license | comment | |
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| S Mar 26, 2014 at 19:15 | history | suggested | Flimzy | CC BY-SA 3.0 |
Formatting improvements
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| Mar 26, 2014 at 19:14 | review | Suggested edits | |||
| S Mar 26, 2014 at 19:15 | |||||
| Mar 14, 2014 at 13:49 | comment | added | gerrit | In some countries (e.g. Sweden) the only "credit record" that exists is a negative one. So all they could tell the Canadians is that none of my bills have ever gone into collections. That might not be sufficient. | |
| Mar 13, 2014 at 15:04 | comment | added | Philippe Leybaert | @TimPost True, but it doesn't help in building a credit history. Paying on time is not reported to the agencies | |
| Mar 13, 2014 at 14:49 | comment | added | user100 | #2 still applies, but it's more "don't ever let a utility account go into collections". Basically, don't ever let anything turn over to a collection agency if you can avoid it, and if it does, try to settle it as soon as possible (they'll often cut you a deal, since they bought the debt for less than it's actually worth). | |
| Mar 13, 2014 at 14:46 | comment | added | iandotkelly | @PhilippeLeybaert - mmm, some bad advice I was given. You are correct, so I have modified 2. | |
| Mar 13, 2014 at 14:45 | history | edited | iandotkelly | CC BY-SA 3.0 |
added 36 characters in body
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| Mar 13, 2014 at 14:44 | comment | added | Philippe Leybaert | #2 doesn't help to build credit history. Only when you don't pay your bills on time will it negatively affect your credit score. If you pay on time, nothing is reported to the credit bureaus | |
| Mar 13, 2014 at 3:32 | history | answered | iandotkelly | CC BY-SA 3.0 |