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As with passports, most nations prefer to have a picture that reasonably resembles the person using it to travel into the country. This is why there are usually age-5 and age-10 requirements for new passports for many countries like the U.S. and the UK. So it is not that the OCI status will be lost. It's that if a 20-something shows up at India border control and displays an OCI with a picture that is obviously that of a 2-month old baby, then the border control officer can refuse entry based on the lack of an ability to verify the holder of the OCI. That person has OCI, but they need to renew it with a more current photograph.