6
votes
Accepted
How to update residential addresses registered with SCHUFA?
I've contacted them over email at [email protected] and explained it in English, also I've provided an automated German translation.
They then asked me for my address registration certificate, in ...
- 436
6
votes
Accepted
European in USA for 6 years, but with NO credit history in the USA. What's the procedure to follow?
I can speak from my experience as a Canadian citizen and resident with a permanent US mailing address, and my curious quest to attain US credit. As an actual US resident, you should have a ...
- 611
6
votes
Accepted
How can US citizens living overseas freeze their credit?
There is no validation that you actually live at the address, so use the address of your parents, friends, colleagues etc and ask them to forward any correspondence.
There are also tons of commercial ...
- 3,821
4
votes
Renting in England without a local credit history
My letting agent ran an international credit check (or rather they asked another company to do this) based on my previous address in Canada (which I had to list as “current address”). They also asked ...
- 3,686
2
votes
Accepted
Can credit score be transferred from UK to Australia?
As a foreign citizen in Australia, your credit score on arrival is zero.
For some people (google some forums to see the horror stories) this works out well for them, for others like yourself, it's ...
- 3,898
2
votes
How can US citizens living overseas freeze their credit?
I was also rejected by the credit agencies in not only freezing my credit but just to request the annual report. As an expat living abroad, I can not provide the requested documents proving US ...
- 21
2
votes
Accepted
Is it possible to start building a credit history in the US as a tourist on a B1/B2 visa?
This could theoretically work but I believe you'll need a social security number to build a credit history (the social security number is the key by which the credit history is looked up) and you can'...
- 648
1
vote
Accepted
Can I use my UK credit record in Germany?
I don't think you can do what you want - but don't panic.
I moved to live in Germany in what had been our holiday house (so I had no need to obtain any sort of credit record).
After six months I was ...
1
vote
US Credit Building strategy: Have both an Unsecured and a Secured Credit Card?
I assume you are referring to credit cards in the US. Some US banks are notorious for making it tricky to pay on time, which allows them to charge high fees, and also harms your credit rating. Credit ...
- 602
1
vote
How to update residential addresses registered with SCHUFA?
AFAIK, when you register yourself (and people that lives with you) in the Town Hall of your neighbourhood, the Finanzamt is also updated, and this last one has some partnership with SCHUFA. So SCHUFA ...
- 11
1
vote
Building my credit in the USA
You start at the beginning when building a credit rating in the US.
The best way to begin is with a secured credit card from a credit union and yes, you will need to present a Social Security card to ...
1
vote
How can US citizens living overseas freeze their credit?
It does matter if you live at the address. I live abroad and tried this with my usual American address I use for things and was rejected by equifac and trans union. "Not enough info to verify." I ...
- 11
1
vote
Does a U.S. citizen have to give up his credit cards and bank accounts when he moves abroad?
As a Canadian who has native US credit cards and has never even actually lived in the United States, I can tell you that it is absolutely possible to carry US credit cards while not being resident in ...
- 611
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